Glennville Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio dropped 2.15 percentage points in Q2 2026, from 55.31% to 53.16%. It was the largest change from Q1 2026 among the key lines here. Within Georgia, Glennville Bank is 108th of 122 on loan-to-deposit ratio, 53.16% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Glennville Bank sits 27.68 points lower, at 53.16% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $102.7M |
| Cash and noninterest-bearing balances to assets | 19.43% |
| Cash and securities | $218.6M |
| Fed funds sold and reverse repos | $16.4M |
| Fed funds sold and reverse repos to assets | 3.69% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 53.16% |
| Net loans and leases to deposits | 52.01% |
| Loans and leases to core deposits | 57.56% |
| Core deposits to total deposits | 92.35% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 57.99% | 94.34% | $0 | $0 |
| Q4 2023 | 62.67% | 93.97% | $0 | $0 |
| Q1 2024 | 60.77% | 94.03% | $0 | $0 |
| Q2 2024 | 63.36% | 92.83% | $0 | $0 |
| Q3 2024 | 63.36% | 92.98% | $0 | $0 |
| Q4 2024 | 59.40% | 93.88% | $0 | $0 |
| Q1 2025 | 57.16% | 93.92% | $0 | $0 |
| Q2 2025 | 56.56% | 93.21% | $0 | $0 |
| Q3 2025 | 57.09% | 92.17% | $0 | $0 |
| Q4 2025 | 59.54% | 92.67% | $0 | $0 |
| Q1 2026 | 55.31% | 93.07% | $0 | $0 |
| Q2 2026 | 53.16% | 92.35% | $0 | $0 |
Glennville Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Glennville Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Glennville Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9244) · FFIEC NIC profile (RSSD 439132)