Glennville Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio dropped 2.15 percentage points in Q2 2026, from 55.31% to 53.16%. It was the largest change from Q1 2026 among the key lines here. Within Georgia, Glennville Bank is 108th of 122 on loan-to-deposit ratio, 53.16% as of Q2 2026, below the middle of the field. Glennville Bank reported 53.16% on loan-to-deposit ratio for Q2 2026, 27.68 points below the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $210.2M |
| Net loans and leases | $205.7M |
| Loans held for sale | $0 |
| Loans to total assets | 47.32% |
| Loan-to-deposit ratio | 53.16% |
| Net loans to equity capital | 4.67% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 13.48% |
| Multifamily (5+ residential) | 1.19% |
| Commercial and industrial | 3.82% |
| Consumer | 5.74% |
| Credit cards | 0.00% |
| Farm | 12.52% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 2.46% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 52.78% |
| Construction concentration (Tier 1 capital + allowance) | 45.70% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 7.57% |
| Interest income on loans | $4.0M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $200.3M | $345.4M | 12.82% | 4.90% | 5.56% |
| Q4 2023 | $206.7M | $329.8M | 12.65% | 4.71% | 5.29% |
| Q1 2024 | $209.8M | $345.2M | 12.52% | 4.66% | 5.17% |
| Q2 2024 | $212.9M | $336.0M | 12.56% | 4.96% | 5.11% |
| Q3 2024 | $215.6M | $340.3M | 13.42% | 4.86% | 5.09% |
| Q4 2024 | $211.4M | $355.9M | 14.26% | 4.82% | 5.24% |
| Q1 2025 | $208.8M | $365.3M | 13.53% | 4.86% | 5.53% |
| Q2 2025 | $211.8M | $374.5M | 13.28% | 4.34% | 5.84% |
| Q3 2025 | $216.7M | $379.5M | 12.74% | 4.19% | 5.69% |
| Q4 2025 | $220.3M | $370.1M | 12.43% | 3.85% | 5.63% |
| Q1 2026 | $218.0M | $394.1M | 13.42% | 3.83% | 5.59% |
| Q2 2026 | $210.2M | $395.5M | 13.48% | 3.82% | 5.74% |
Glennville Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Glennville Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Glennville Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9244) · FFIEC NIC profile (RSSD 439132)