Glennville Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on securities edged up 0.09 percentage points between Q1 2026 and Q2 2026, to 3.29%. Within Georgia, Glennville Bank is 83rd of 121 on net interest margin, 4.11% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Glennville Bank sits 0.16 points higher, at 4.11% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.55% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.58% |
| Cost of interest-bearing deposits | 1.96% |
| Cost of interest-bearing liabilities | 1.96% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.11% |
| Yield to cost spread | 3.59% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $4.0M |
| Total interest expense | $1.5M |
| Interest expense on deposits | $1.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 5.28% | 1.60% | 3.80% |
| Q4 2023 | 5.59% | 1.81% | 3.95% |
| Q1 2024 | 5.58% | 1.91% | 3.84% |
| Q2 2024 | 5.73% | 2.02% | 3.92% |
| Q3 2024 | 5.90% | 2.10% | 4.02% |
| Q4 2024 | 5.98% | 2.00% | 4.18% |
| Q1 2025 | 5.61% | 1.83% | 3.94% |
| Q2 2025 | 5.78% | 1.80% | 4.14% |
| Q3 2025 | 5.76% | 1.81% | 4.12% |
| Q4 2025 | 5.88% | 1.74% | 4.31% |
| Q1 2026 | 5.58% | 1.63% | 4.09% |
| Q2 2026 | 5.55% | 1.58% | 4.11% |
Glennville Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Glennville Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Glennville Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9244) · FFIEC NIC profile (RSSD 439132)