Global One Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings climbed 45.6% in Q2 2026, from $3.7M to $5.4M. It was the largest change from Q1 2026 among the key lines here. Within Texas, Global One Bank is 74th of 184 on CET1 ratio, 18.38% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Global One Bank sits 3.31 points higher, at 18.38% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.38% |
| Tier 1 risk-based capital ratio | 18.38% |
| Total risk-based capital ratio | 19.63% |
| Tier 1 leverage ratio | 14.47% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $45.1M |
| Tier 1 capital | $45.1M |
| Total risk-based capital | $48.1M |
| Total equity capital | $55.2M |
| Risk-weighted assets | $245.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.56% |
| Tangible equity to tangible assets | 13.95% |
| Equity capital to average assets | 17.17% |
| Internal capital growth rate | 12.54% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $49.8M |
| Retained earnings | $5.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$13K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 30.04% | 30.04% | 30.90% | 20.95% | $72.5M |
| Q4 2023 | 24.30% | 24.30% | 25.55% | 20.07% | $89.0M |
| Q1 2024 | 19.85% | 19.85% | 21.10% | 17.25% | $109.0M |
| Q2 2024 | 19.02% | 19.02% | 20.09% | 14.44% | $115.9M |
| Q3 2024 | 17.29% | 17.29% | 18.54% | 13.13% | $127.9M |
| Q4 2024 | 20.23% | 20.23% | 21.48% | 16.41% | $158.4M |
| Q1 2025 | 19.92% | 19.92% | 21.18% | 16.76% | $193.9M |
| Q2 2025 | 19.03% | 19.03% | 20.28% | 15.04% | $208.7M |
| Q3 2025 | 17.86% | 17.86% | 19.11% | 14.55% | $227.8M |
| Q4 2025 | 18.06% | 18.06% | 19.31% | 14.30% | $238.3M |
| Q1 2026 | 17.89% | 17.89% | 19.14% | 14.31% | $241.8M |
| Q2 2026 | 18.38% | 18.38% | 19.63% | 14.47% | $245.1M |
Global One Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Global One Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Global One Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11570) · FFIEC NIC profile (RSSD 748357)