Global One Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Global One Bank of Houston, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.09% | 1.34% | +0.75% | 88th top |
| ROAE Behind the peer average, ahead of the median peer. | 12.34% | 13.31% | -0.97% | 50th above |
| Net Interest Margin | 4.27% | 3.93% | +0.34% | 69th above |
| Efficiency Ratio | 51.09% | 61.14% | -10.05% | 79th top |
| PPNR / Avg Assets | 2.78% | 1.68% | +1.10% | 93rd top |
| Yield on Earning Assets | 7.27% | 5.67% | +1.60% | 97th top |
| Cost of Funds | 3.44% | 1.88% | +1.56% | 2nd bottom |
| Net Interest Spread | 3.42% | 3.32% | +0.10% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.27% | 0.94% | -0.67% | 59th above |
| NPA / Total Assets | 0.20% | 0.70% | -0.50% | 60th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.20% | 1.28% | -0.08% | 51st above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 453.11% | 1539.06% | -1085.95% | 69th above |
| Texas Ratio | 1.37% | 7.33% | -5.96% | 68th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.38% | 19.50% | -1.12% | 71st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.38% | 19.54% | -1.16% | 71st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.63% | 20.62% | -0.99% | 72nd above |
| Leverage Ratio | 14.47% | 12.14% | +2.33% | 84th top |
| Equity / Assets | 16.56% | 11.37% | +5.19% | 92nd top |
| TCE / Tangible Assets | 13.95% | 11.09% | +2.86% | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.30% | 80.63% | +9.67% | 27th below |
| Core Deposit Ratio | 70.57% | 86.87% | -16.30% | 5th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 17.48% | 6.85% | +10.63% | 93rd top |
| Loan Growth (Y/Y) | 16.61% | 7.90% | +8.71% | 88th top |
| Deposit Growth (Y/Y) | 19.06% | 6.28% | +12.78% | 94th top |
See Global One Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Global One Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Global One Bank profile, how to read a UBPR, or how this data updates.