Global One Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 7.31 percentage points lower than in Q1 2026, at 90.30%. Global One Bank ranks 55th of 345 Texas banks on return on assets, in the upper half at 2.09% (Q2 2026). Against a median of 1.25% for banks in the $100M-1B asset tier, Global One Bank reported 2.09% on return on assets in Q2 2026, 0.83 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.38% |
| Tier 1 risk-based capital ratio | 18.38% |
| Total risk-based capital ratio | 19.63% |
| Tier 1 leverage ratio | 14.47% |
| Equity capital to assets | 16.56% |
| Tangible equity to tangible assets | 13.95% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.27% |
| Non-performing assets ratio | 0.20% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.37% |
| Allowance for credit losses to loans | 1.20% |
| Reserve coverage of non-performing loans | 453.11% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.09% |
| Return on equity | 12.34% |
| Net interest margin | 4.27% |
| Efficiency ratio | 51.09% |
| Yield on earning assets | 7.27% |
| Cost of funds | 3.44% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.30% |
| Core deposits to total deposits | 70.57% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.38% |
| Securities to assets | 1.30% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 30.04% | 30.04% | 30.90% | 20.95% | -1.93% |
| Q4 2023 | 24.30% | 24.30% | 25.55% | 20.07% | -2.19% |
| Q1 2024 | 19.85% | 19.85% | 21.10% | 17.25% | 0.65% |
| Q2 2024 | 19.02% | 19.02% | 20.09% | 14.44% | 0.76% |
| Q3 2024 | 17.29% | 17.29% | 18.54% | 13.13% | 0.55% |
| Q4 2024 | 20.23% | 20.23% | 21.48% | 16.41% | 0.11% |
| Q1 2025 | 19.92% | 19.92% | 21.18% | 16.76% | 1.27% |
| Q2 2025 | 19.03% | 19.03% | 20.28% | 15.04% | 1.86% |
| Q3 2025 | 17.86% | 17.86% | 19.11% | 14.55% | 1.34% |
| Q4 2025 | 18.06% | 18.06% | 19.31% | 14.30% | 2.25% |
| Q1 2026 | 17.89% | 17.89% | 19.14% | 14.31% | 0.20% |
| Q2 2026 | 18.38% | 18.38% | 19.63% | 14.47% | 2.09% |
Global One Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Global One Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Global One Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11570) · FFIEC NIC profile (RSSD 748357)