Bank call report · Grand Chain, IL
Grand Rivers Community Bank Call Report
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Grand Rivers Community Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 245 reported line items, schedule by schedule (946 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 226949 |
| FDIC certificate number | 10816 |
| Total assets | $15.1M |
Official Q2 2026 call report PDF (FFIEC) →
Grand Rivers Community Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Grand Rivers Community Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $15.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $15.1M |
| Total Liabilities and Minority Interest | RCON2948 | $13.8M |
| Total Deposits | RCON2200 | $13.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $10.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $10.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $10.4M |
| Surplus | RCON3839 | $8.0M |
| Undivided Profits and Capital Reserves | RCON3632 | -$7.0M |
| Deposits: Noninterest-bearing | RCON6631 | $3.0M |
| Interest-bearing Balances | RCON0071 | $1.9M |
| Total Equity Capital | RCON3210 | $1.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $1.2M |
| Other Assets | RCON2160 | $1.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.1M |
| Common Stock | RCON3230 | $263K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $238K |
| Other Borrowed Money | RCON3190 | $172K |
| Other Liabilities, Total | RCON2930 | $164K |
| Allowance for Loan and Lease Losses | RCON3123 | $152K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $136K |
| Accumulated Other Comprehensive Income | RCONB530 | -$1K |
Schedule RI: Income Statement (31 items)
About Schedule RI · Grand Rivers Community Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $642K |
| Total Interest Income | RIAD4107 | $383K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $321K |
| Salaries and Employee Benefits | RIAD4135 | $315K |
| Net Interest Income | RIAD4074 | $307K |
| Other Noninterest Expense | RIAD4092 | $269K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$263K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$263K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$263K |
| Net Income (Loss) | RIAD4340 | -$263K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$263K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $163K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $104K |
| Total Interest Expense | RIAD4073 | $76K |
| Total Noninterest Income | RIAD4079 | $72K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $58K |
| Other Noninterest Income | RIADB497 | $46K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $39K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $38K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $35K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $24K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $23K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $22K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $19K |
| Interest on Other Securities | RIAD4060 | $19K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $9K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $2K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $2K |
| Other Interest Income | RIAD4518 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 7 |
Schedule RC-B: Securities (11 items)
About Schedule RC-B · Grand Rivers Community Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $926K |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $926K |
| Pledged Securities | RCON0416 | $563K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $454K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $364K |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $200K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $199K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $199K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $199K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $108K |
Schedule RC-C, Part I: Loans and Leases (24 items)
About Schedule RC-C, Part I · Grand Rivers Community Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $10.5M |
| Commercial and Industrial Loans | RCON1766 | $3.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $2.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $2.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $2.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $1.9M |
| Real Estate Loans Secured by Farmland | RCON1420 | $921K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $713K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $709K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $624K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $522K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $440K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $348K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $344K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $262K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $248K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $182K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $118K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $82K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $79K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $66K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $15K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $3.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $1.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $815K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $543K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $371K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $322K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $266K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $220K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $112K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $64K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $26K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 9 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 6 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 5 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 4 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 3 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 2 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 2 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (18 items)
About Schedule RC-E · Grand Rivers Community Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $8.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $5.4M |
| Total Transaction Accounts | RCON2215 | $5.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $4.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $3.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $2.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $2.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.6M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $1.5M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $1.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $955K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $831K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $520K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $129K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $55K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.1M |
| Accrued Interest Receivable | RCONB556 | $122K |
| Other Assets | RCON2168 | $48K |
| Prepaid Expenses | RCON2166 | $48K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $20K |
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $103K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $103K |
| Other Expenses Accrued and Unpaid | RCON3646 | $58K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3K |
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · Grand Rivers Community Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $15.3M |
| Quarterly Average of Total Loans | RCON3360 | $10.5M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $5.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $5.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $3.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $2.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $2.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $2.1M |
| All Other Securities | RCONB560 | $931K |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $805K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $762K |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $199K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)
About Schedule RC-L · Grand Rivers Community Bank derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Grand Rivers Community Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.2M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $172K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (11 items)
About Schedule RC-N · Grand Rivers Community Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.5M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $973K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $545K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $513K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $501K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $460K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $308K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 90 Days or More and Still Accruing | RCON3494 | $185K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $185K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $101K |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $28K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (9 items)
About Schedule RC-O · Grand Rivers Community Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of Over Three Years Through Five Years | RCONG467 | $172K |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $15.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $13.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $8.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $5.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $1.2M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 931 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 9 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Grand Rivers Community Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Grand Rivers Community Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $15.3M |
| Average total consolidated assets | RCOAKW03 | $15.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $11.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $8.2M |
| Retained Earnings | RCOAKW00 | -$7.0M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $1.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $1.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $1.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $1.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $1.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $149K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $149K |
| Tier 2 Capital Before Deductions | RCOAP870 | $149K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1175 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.105 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.105 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0814 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0375 |
Schedule RC-R, Part II: Risk-Weighted Assets (36 items)
About Schedule RC-R, Part II · Grand Rivers Community Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $11.9M |
| Total Risk-weighted Assets | RCONG641 | $11.9M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $8.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $8.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $8.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $8.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $6.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $2.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $2.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $2.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $2.1M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $1.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $1.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.6M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.6M |
| Total All Other Assets | RCOND981 | $1.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $926K |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $818K |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $788K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $709K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $701K |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $701K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $681K |
| Unconditionally Cancellable Commitments | RCONS540 | $263K |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $200K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$153K |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $140K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $79K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $20K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $1.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $1.4M |
| Total Equity Capital | RIAD3210 | $1.2M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $100K |
| Other Comprehensive Income | RIADB511 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Grand Rivers Community Bank changes in allowances for credit losses trends
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $152K |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $100K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $23K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $21K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $19K |
Grand Rivers Community Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Grand Rivers Community Bank call report?
The Grand Rivers Community Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Grand Rivers Community Bank file?
Grand Rivers Community Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Grand Rivers Community Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Grand Rivers Community Bank has Federal Reserve RSSD ID 226949 and FDIC certificate number 10816. Either one finds its filings on the FFIEC Central Data Repository.
How often does Grand Rivers Community Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Grand Rivers Community Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 10816) · FFIEC NIC profile (RSSD 226949)