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Branch Network

Grand Rivers Community Bank Locations & Branches Grand Chain, Illinois

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Grand Rivers Community Bank operates 2 branches from its headquarters in Grand Chain, IL, .

Grand Rivers Community Bank branch network

Both branches are in ILLINOIS, across 2 cities. Its largest office by deposits is the Karnak Branch office in Karnak, IL, with $8.4M (62.7% of its branch deposits). It had the same number of branches on June 30, 2025.

Grand Rivers Community Bank at a glance

Its CET1 capital ratio was 10.50% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026
$15.1M
CET1 ratio, Q2 2026
10.50%
Deposit insurance
FDIC
Regulator
FDIC
Latest call report
Q2 2026, FFIEC 041
Established
1902

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Grand Chain, IL (1 branch) 1 of 1 100.0% $5.0M
State: IL (2 branches) 375 of 379 <0.1% $13.5M

Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.

Share by county and metro area

Grand Rivers Community Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Pulaski, IL (2 branches) 2 of 3 16.5% $13.5M $81.9M

Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.

Branch Location ZIP Deposits
Karnak Branch
Karnak, IL
62956 $8.4M
Grand Rivers Community Bank (main office)
Grand Chain, IL
62941 $5.0M

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.