Great North Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Great North Bank of Florence, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.40% | 1.34% | -1.74% | 3rd bottom |
| ROAE | -2.63% | 13.32% | -15.95% | 4th bottom |
| Net Interest Margin | 4.63% | 3.93% | +0.70% | 84th top |
| Efficiency Ratio | 96.16% | 61.13% | +35.03% | 4th bottom |
| PPNR / Avg Assets | 0.08% | 1.68% | -1.60% | 3rd bottom |
| Yield on Earning Assets | 7.67% | 5.67% | +2.00% | 98th top |
| Cost of Funds | 3.11% | 1.88% | +1.23% | 4th bottom |
| Net Interest Spread | 4.27% | 3.32% | +0.95% | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.40% | 0.94% | +0.46% | 20th bottom |
| NPA / Total Assets | 0.93% | 0.70% | +0.23% | 22nd bottom |
| NCO / Avg Loans | 0.44% | 0.16% | +0.28% | 7th bottom |
| ACL / Total Loans | 0.79% | 1.28% | -0.49% | 10th bottom |
| ACL / NPLs (Coverage) | 56.35% | 1539.04% | -1482.69% | 13th bottom |
| Texas Ratio | 10.93% | 7.33% | +3.60% | 20th bottom |
| Provision / NCO | 142.36% | 1395.92% | -1253.56% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.99% | 19.50% | -6.51% | 28th below |
| Tier 1 Ratio | 12.99% | 19.54% | -6.55% | 28th below |
| Total Capital Ratio | 13.86% | 20.62% | -6.76% | 25th below |
| Leverage Ratio | 8.84% | 12.14% | -3.30% | 10th bottom |
| Equity / Assets | 14.88% | 11.37% | +3.51% | 88th top |
| TCE / Tangible Assets | 8.58% | 11.09% | -2.51% | 24th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.95% | 80.64% | +8.31% | 31st below |
| Core Deposit Ratio | 80.00% | 86.86% | -6.86% | 16th bottom |
| Wholesale Funding Ratio | 9.68% | 5.03% | +4.65% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 28.43% | 6.85% | +21.58% | 97th top |
| Loan Growth (Y/Y) | 53.08% | 7.89% | +45.19% | 99th top |
| Deposit Growth (Y/Y) | 28.93% | 6.28% | +22.65% | 97th top |
See Great North Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Great North Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Great North Bank profile, how to read a UBPR, or how this data updates.