Great Plains National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 87.4% in Q2 2026, from -$1.1M to -$2.0M. It was the largest change from Q1 2026 among the key lines here. On CET1 ratio, Great Plains National Bank is 4th from the bottom among 71 Oklahoma banks, 10.86% (Q2 2026). The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio. Great Plains National Bank sits 2.62 points lower, at 10.86% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.86% |
| Tier 1 risk-based capital ratio | 10.86% |
| Total risk-based capital ratio | 12.10% |
| Tier 1 leverage ratio | 9.42% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $178.0M |
| Tier 1 capital | $178.0M |
| Total risk-based capital | $198.3M |
| Total equity capital | $193.5M |
| Risk-weighted assets | $1.64B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.03% |
| Tangible equity to tangible assets | 9.21% |
| Equity capital to average assets | 10.15% |
| Internal capital growth rate | -2.40% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.5M |
| Common stock surplus | $6.9M |
| Retained earnings | $187.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 9.97% | 9.97% | 11.05% | 8.68% | $1.38B |
| Q4 2023 | 10.29% | 10.29% | 11.41% | 9.17% | $1.42B |
| Q1 2024 | 10.16% | 10.16% | 11.41% | 9.17% | $1.45B |
| Q2 2024 | 10.28% | 10.28% | 11.28% | 8.97% | $1.45B |
| Q3 2024 | 10.77% | 10.77% | 11.81% | 9.18% | $1.43B |
| Q4 2024 | 11.06% | 11.06% | 12.11% | 9.37% | $1.44B |
| Q1 2025 | 11.18% | 11.18% | 12.29% | 9.39% | $1.45B |
| Q2 2025 | 10.84% | 10.84% | 11.99% | 9.20% | $1.52B |
| Q3 2025 | 10.73% | 10.73% | 11.92% | 9.18% | $1.56B |
| Q4 2025 | 10.99% | 10.99% | 12.22% | 9.53% | $1.59B |
| Q1 2026 | 11.24% | 11.24% | 12.49% | 9.68% | $1.59B |
| Q2 2026 | 10.86% | 10.86% | 12.10% | 9.42% | $1.64B |
Great Plains National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Great Plains National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Great Plains National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34207) · FFIEC NIC profile (RSSD 2482824)