Great Plains National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 3.09 percentage points higher than in Q1 2026, at 100.31%. Great Plains National Bank ranks 53rd of 169 Oklahoma banks on return on assets, in the upper half at 1.83% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Great Plains National Bank sits 0.55 points higher, at 1.83% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.86% |
| Tier 1 risk-based capital ratio | 10.86% |
| Total risk-based capital ratio | 12.10% |
| Tier 1 leverage ratio | 9.42% |
| Equity capital to assets | 10.03% |
| Tangible equity to tangible assets | 9.21% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.17% |
| Non-performing assets ratio | 1.09% |
| Net charge-off ratio | 0.64% |
| Texas ratio | 12.24% |
| Allowance for credit losses to loans | 1.17% |
| Reserve coverage of non-performing loans | 100.31% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.83% |
| Return on equity | 17.93% |
| Net interest margin | 5.36% |
| Efficiency ratio | 65.82% |
| Yield on earning assets | 7.57% |
| Cost of funds | 2.39% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.64% |
| Core deposits to total deposits | 87.15% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.57% |
| Securities to assets | 5.15% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 9.97% | 9.97% | 11.05% | 8.68% | 1.48% |
| Q4 2023 | 10.29% | 10.29% | 11.41% | 9.17% | 2.04% |
| Q1 2024 | 10.16% | 10.16% | 11.41% | 9.17% | 1.31% |
| Q2 2024 | 10.28% | 10.28% | 11.28% | 8.97% | 1.20% |
| Q3 2024 | 10.77% | 10.77% | 11.81% | 9.18% | 1.74% |
| Q4 2024 | 11.06% | 11.06% | 12.11% | 9.37% | 1.37% |
| Q1 2025 | 11.18% | 11.18% | 12.29% | 9.39% | 1.36% |
| Q2 2025 | 10.84% | 10.84% | 11.99% | 9.20% | 1.80% |
| Q3 2025 | 10.73% | 10.73% | 11.92% | 9.18% | 2.00% |
| Q4 2025 | 10.99% | 10.99% | 12.22% | 9.53% | 1.72% |
| Q1 2026 | 11.24% | 11.24% | 12.49% | 9.68% | 1.80% |
| Q2 2026 | 10.86% | 10.86% | 12.10% | 9.42% | 1.83% |
Great Plains National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Great Plains National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Great Plains National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34207) · FFIEC NIC profile (RSSD 2482824)