Great Plains National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Great Plains National Bank of Elk City, OK against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.83% | 1.46% | +0.37% | 82nd top |
| ROAE | 17.93% | 12.69% | +5.24% | 84th top |
| Net Interest Margin | 5.36% | 3.85% | +1.51% | 96th top |
| Efficiency Ratio | 65.82% | 57.39% | +8.43% | 29th below |
| PPNR / Avg Assets | 2.20% | 1.88% | +0.32% | 78th top |
| Yield on Earning Assets | 7.57% | 5.72% | +1.85% | 96th top |
| Cost of Funds | 2.39% | 2.02% | +0.37% | 26th below |
| Net Interest Spread | 4.69% | 3.18% | +1.51% | 97th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.17% | 1.00% | +0.17% | 28th below |
| NPA / Total Assets | 1.09% | 0.76% | +0.33% | 21st bottom |
| NCO / Avg Loans | 0.64% | 0.43% | +0.21% | 7th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.17% | 1.31% | -0.14% | 53rd above |
| ACL / NPLs (Coverage) | 100.31% | 564.71% | -464.40% | 30th below |
| Texas Ratio | 12.24% | 7.38% | +4.86% | 17th bottom |
| Provision / NCO | 96.20% | 619.01% | -522.81% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.86% | 17.34% | -6.48% | 7th bottom |
| Tier 1 Ratio | 10.86% | 17.37% | -6.51% | 7th bottom |
| Total Capital Ratio | 12.10% | 18.42% | -6.32% | 10th bottom |
| Leverage Ratio | 9.42% | 11.44% | -2.02% | 21st bottom |
| Equity / Assets | 10.03% | 11.34% | -1.31% | 43rd below |
| TCE / Tangible Assets | 9.21% | 10.50% | -1.29% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.64% | 86.95% | +9.69% | 25th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.15% | 85.55% | +1.60% | 42nd below |
| Uninsured Deposit Ratio | 23.77% | 33.13% | -9.36% | 74th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.76% | 9.68% | -4.92% | 47th below |
| Loan Growth (Y/Y) | 9.52% | 8.06% | +1.46% | 72nd above |
| Deposit Growth (Y/Y) | 4.23% | 7.88% | -3.65% | 46th below |
See Great Plains National Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Great Plains National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Great Plains National Bank profile, how to read a UBPR, or how this data updates.