Great Plains National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Total interest expense edged up 1.3% between Q1 2026 and Q2 2026, to $9.9M. On net interest margin, Great Plains National Bank ranks 14th highest among the 169 banks headquartered in Oklahoma, at 5.36% (Q2 2026). The median for banks in the $1B-10B asset tier is 3.71% on net interest margin. Great Plains National Bank sits 1.65 points higher, at 5.36% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 7.57% |
| Yield on loans | 7.98% |
| Yield on securities | 4.24% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.39% |
| Cost of interest-bearing deposits | 2.88% |
| Cost of interest-bearing liabilities | 2.88% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.36% |
| Yield to cost spread | 4.69% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $32.0M |
| Total interest expense | $9.9M |
| Interest expense on deposits | $9.9M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 7.47% | 2.45% | 5.12% | 7.95% | 3.21% |
| Q4 2023 | 7.97% | 2.64% | 5.46% | 8.38% | 3.38% |
| Q1 2024 | 8.04% | 2.82% | 5.35% | 8.40% | 3.50% |
| Q2 2024 | 7.96% | 3.04% | 5.06% | 8.35% | 3.60% |
| Q3 2024 | 8.09% | 3.13% | 5.10% | 8.52% | 3.94% |
| Q4 2024 | 8.05% | 3.04% | 5.16% | 8.58% | 4.04% |
| Q1 2025 | 7.76% | 2.83% | 5.04% | 8.24% | 4.05% |
| Q2 2025 | 7.79% | 2.68% | 5.24% | 8.37% | 4.18% |
| Q3 2025 | 7.99% | 2.66% | 5.48% | 8.54% | 4.23% |
| Q4 2025 | 7.86% | 2.52% | 5.49% | 8.32% | 4.25% |
| Q1 2026 | 7.56% | 2.36% | 5.33% | 7.95% | 4.20% |
| Q2 2026 | 7.57% | 2.39% | 5.36% | 7.98% | 4.24% |
Great Plains National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Great Plains National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Great Plains National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34207) · FFIEC NIC profile (RSSD 2482824)