Great Rivers Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Great Rivers Bank of Barry, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.82% | 1.35% | +0.47% | 79th top |
| ROAE | 16.34% | 12.05% | +4.29% | 73rd above |
| Net Interest Margin | 4.30% | 3.90% | +0.40% | 70th above |
| Efficiency Ratio | 58.99% | 63.15% | -4.16% | 57th above |
| PPNR / Avg Assets | 1.90% | 1.64% | +0.26% | 68th above |
| Yield on Earning Assets | 6.04% | 5.65% | +0.39% | 70th above |
| Cost of Funds | 2.06% | 1.85% | +0.21% | 34th below |
| Net Interest Spread | 3.76% | 3.35% | +0.41% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.09% | 0.92% | -0.83% | 74th above |
| NPA / Total Assets | 0.07% | 0.67% | -0.60% | 73rd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 42nd below |
| ACL / Total Loans | 1.09% | 1.28% | -0.19% | 37th below |
| ACL / NPLs (Coverage) | 1216.55% | 1645.32% | -428.77% | — |
| Texas Ratio | 0.73% | 7.15% | -6.42% | 76th top |
| Provision / NCO | 3000.00% | 1188.11% | +1811.89% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.45% | 20.83% | -8.38% | 22nd bottom |
| Tier 1 Ratio | 12.45% | 20.87% | -8.42% | 22nd bottom |
| Total Capital Ratio | 13.47% | 21.94% | -8.47% | 22nd bottom |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.20% | 12.46% | -1.26% | 54th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.35% | 11.67% | -0.32% | 64th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 11.03% | 11.40% | -0.37% | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.13% | 78.64% | +17.49% | 16th bottom |
| Core Deposit Ratio | 85.70% | 87.09% | -1.39% | 33rd below |
| Wholesale Funding Ratio | 2.06% | 5.11% | -3.05% | 67th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.90% | 6.47% | -2.57% | 46th below |
| Loan Growth (Y/Y) | 4.15% | 7.64% | -3.49% | 43rd below |
| Deposit Growth (Y/Y) | 8.88% | 6.02% | +2.86% | 79th top |
See Great Rivers Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Great Rivers Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Great Rivers Bank profile, how to read a UBPR, or how this data updates.