Greenville Federal: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Risk-weighted assets, which fell 3.3% to $185.2M. On CET1 ratio, Greenville Federal is 9th from the bottom among 84 Ohio banks, 11.16% (Q2 2026). Greenville Federal reported 11.16% on CET1 ratio for Q2 2026, 3.91 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.16% |
| Tier 1 risk-based capital ratio | 11.16% |
| Total risk-based capital ratio | 12.08% |
| Tier 1 leverage ratio | 7.80% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $20.7M |
| Tier 1 capital | $20.7M |
| Total risk-based capital | $22.4M |
| Total equity capital | $20.7M |
| Risk-weighted assets | $185.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.84% |
| Tangible equity to tangible assets | 7.84% |
| Equity capital to average assets | 7.80% |
| Internal capital growth rate | 2.73% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1K |
| Common stock surplus | $0 |
| Retained earnings | $20.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.42% | 12.42% | 13.21% | 8.60% | $165.5M |
| Q4 2023 | 12.50% | 12.50% | 13.29% | 8.51% | $165.1M |
| Q1 2024 | 12.05% | 12.05% | 12.88% | 8.47% | $168.8M |
| Q2 2024 | 11.71% | 11.71% | 12.57% | 8.23% | $171.8M |
| Q3 2024 | 11.31% | 11.31% | 12.17% | 8.11% | $176.5M |
| Q4 2024 | 10.69% | 10.69% | 11.61% | 7.80% | $182.9M |
| Q1 2025 | 10.69% | 10.69% | 11.58% | 7.90% | $186.8M |
| Q2 2025 | 10.52% | 10.52% | 11.42% | 7.80% | $190.0M |
| Q3 2025 | 10.53% | 10.53% | 11.43% | 7.71% | $190.6M |
| Q4 2025 | 10.57% | 10.57% | 11.46% | 7.68% | $191.7M |
| Q1 2026 | 10.64% | 10.64% | 11.53% | 7.74% | $191.5M |
| Q2 2026 | 11.16% | 11.16% | 12.08% | 7.80% | $185.2M |
Greenville Federal regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenville Federal, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenville Federal profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27965) · FFIEC NIC profile (RSSD 567679)