Greenville Federal: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 91.7% lower than in Q1 2026, at $91K. Greenville Federal ranks 57th of 156 Ohio banks on loan-to-deposit ratio, in the upper half at 87.49% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Greenville Federal sits 6.66 points higher, at 87.49% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $36.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $91K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.03% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.49% |
| Net loans and leases to deposits | 86.79% |
| Loans and leases to core deposits | 105.82% |
| Core deposits to total deposits | 82.68% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 83.39% | 82.82% | $0 | $343K |
| Q4 2023 | 86.37% | 83.67% | $0 | $262K |
| Q1 2024 | 85.10% | 80.69% | $0 | $262K |
| Q2 2024 | 86.92% | 78.37% | $0 | $262K |
| Q3 2024 | 88.81% | 77.69% | $0 | $1.3M |
| Q4 2024 | 90.37% | 77.01% | $0 | $4.2M |
| Q1 2025 | 90.14% | 77.53% | $0 | $1.2M |
| Q2 2025 | 92.15% | 77.19% | $0 | $5.2M |
| Q3 2025 | 93.51% | 78.86% | $0 | $7.7M |
| Q4 2025 | 91.71% | 80.39% | $0 | $4.1M |
| Q1 2026 | 90.43% | 81.05% | $0 | $1.1M |
| Q2 2026 | 87.49% | 82.68% | $0 | $91K |
Greenville Federal liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenville Federal, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenville Federal profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27965) · FFIEC NIC profile (RSSD 567679)