Greenville Federal: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 152.79 percentage points lower than in Q1 2026, at 833.33%. On return on assets, Greenville Federal is 13th from the bottom among 156 Ohio banks, 0.21% (Q2 2026). Against a median of 1.25% for banks in the $100M-1B asset tier, Greenville Federal reported 0.21% on return on assets in Q2 2026, 1.04 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.16% |
| Tier 1 risk-based capital ratio | 11.16% |
| Total risk-based capital ratio | 12.08% |
| Tier 1 leverage ratio | 7.80% |
| Equity capital to assets | 7.84% |
| Tangible equity to tangible assets | 7.84% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.10% |
| Non-performing assets ratio | 0.41% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 4.92% |
| Allowance for credit losses to loans | 0.81% |
| Reserve coverage of non-performing loans | 833.33% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.21% |
| Return on equity | 2.71% |
| Net interest margin | 3.39% |
| Efficiency ratio | 93.84% |
| Yield on earning assets | 5.26% |
| Cost of funds | 1.88% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.49% |
| Core deposits to total deposits | 82.68% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 91.26% |
| Securities to assets | 5.78% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.42% | 12.42% | 13.21% | 8.60% | 0.24% |
| Q4 2023 | 12.50% | 12.50% | 13.29% | 8.51% | 0.00% |
| Q1 2024 | 12.05% | 12.05% | 12.88% | 8.47% | -0.48% |
| Q2 2024 | 11.71% | 11.71% | 12.57% | 8.23% | -0.40% |
| Q3 2024 | 11.31% | 11.31% | 12.17% | 8.11% | -0.29% |
| Q4 2024 | 10.69% | 10.69% | 11.61% | 7.80% | -1.29% |
| Q1 2025 | 10.69% | 10.69% | 11.58% | 7.90% | -0.13% |
| Q2 2025 | 10.52% | 10.52% | 11.42% | 7.80% | 0.02% |
| Q3 2025 | 10.53% | 10.53% | 11.43% | 7.71% | 0.11% |
| Q4 2025 | 10.57% | 10.57% | 11.46% | 7.68% | 0.20% |
| Q1 2026 | 10.64% | 10.64% | 11.53% | 7.74% | 0.16% |
| Q2 2026 | 11.16% | 11.16% | 12.08% | 7.80% | 0.21% |
Greenville Federal vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenville Federal, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenville Federal profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27965) · FFIEC NIC profile (RSSD 567679)