Greenville Federal: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Greenville Federal of Greenville, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.21% | 1.34% | -1.13% | 7th bottom |
| ROAE | 2.71% | 13.32% | -10.61% | 8th bottom |
| Net Interest Margin | 3.39% | 3.93% | -0.54% | 23rd bottom |
| Efficiency Ratio | 93.84% | 61.13% | +32.71% | 5th bottom |
| PPNR / Avg Assets | 0.22% | 1.68% | -1.46% | 4th bottom |
| Yield on Earning Assets | 5.26% | 5.67% | -0.41% | 33rd below |
| Cost of Funds | 1.88% | 1.88% | +0.00% | 45th below |
| Net Interest Spread | 3.07% | 3.32% | -0.25% | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 0.94% | -0.84% | 73rd above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.41% | 0.70% | -0.29% | 43rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 41st below |
| ACL / Total Loans | 0.81% | 1.28% | -0.47% | 11th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 833.33% | 1538.87% | -705.54% | 80th top |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.92% | 7.33% | -2.41% | 42nd below |
| Provision / NCO | 61.54% | 1396.01% | -1334.47% | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.16% | 19.51% | -8.35% | 10th bottom |
| Tier 1 Ratio | 11.16% | 19.54% | -8.38% | 9th bottom |
| Total Capital Ratio | 12.08% | 20.62% | -8.54% | 9th bottom |
| Leverage Ratio | 7.80% | 12.14% | -4.34% | 2nd bottom |
| Equity / Assets | 7.84% | 11.38% | -3.54% | 12th bottom |
| TCE / Tangible Assets | 7.84% | 11.09% | -3.25% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.49% | 80.64% | +6.85% | 34th below |
| Core Deposit Ratio | 82.68% | 86.86% | -4.18% | 23rd bottom |
| Wholesale Funding Ratio | 0.03% | 5.04% | -5.01% | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.91% | 6.85% | -5.94% | 25th below |
| Loan Growth (Y/Y) | -2.04% | 7.91% | -9.95% | 15th bottom |
| Deposit Growth (Y/Y) | 3.18% | 6.29% | -3.11% | 44th below |
See Greenville Federal's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Greenville Federal, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Greenville Federal profile, how to read a UBPR, or how this data updates.