Branch Network
Gulf Capital Bank Locations & Branches Houston, Texas
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Gulf Capital Bank operates 1 branch from its headquarters in Houston, TX, .
Gulf Capital Bank branch network
Its one office is in Houston, TEXAS. It had the same number of branches on June 30, 2025.
Gulf Capital Bank at a glance
Its CET1 capital ratio was 16.72% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $596.5M
- CET1 ratio, Q2 2026
- 16.72%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2019
Full financial profile · Is Gulf Capital Bank safe? · Gulf Capital Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Houston, TX (1 branch) | 37 of 75 | 0.2% | $497.3M |
| State: TX (1 branch) | 189 of 441 | <0.1% | $497.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Gulf Capital Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Harris, TX (1 branch) | 41 of 87 | 0.2% | $497.3M | $302.92B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX (1 branch) | 50 of 104 | 0.1% | $497.3M | $359.69B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Gulf Capital Bank (main office) | Houston, TX | 77056 | $497.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 59185) · FFIEC NIC profile (RSSD 5382514)