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Heritage Bank Minnesota Locations & Branches West Concord, Minnesota
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Heritage Bank Minnesota operates 3 branches from its headquarters in West Concord, MN, .
Heritage Bank Minnesota branch network
All 3 branches are in MINNESOTA, across 3 cities. Its largest office by deposits is its main office in West Concord, MN, with $46.9M (42.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Heritage Bank Minnesota at a glance
Its CET1 capital ratio was 9.98% at Q2 2026, above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $120.9M
- CET1 ratio, Q2 2026
- 9.98%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1930
Full financial profile · Is Heritage Bank Minnesota safe? · Heritage Bank Minnesota call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: West Concord, MN (1 branch) | 1 of 1 | 100.0% | $46.9M |
| State: MN (3 branches) | 183 of 277 | <0.1% | $109.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
Heritage Bank Minnesota's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Dodge, MN (1 branch) | 4 of 5 | 13.5% | $46.9M | $348.3M |
| Rice, MN (1 branch) | 8 of 10 | 1.8% | $31.6M | $1.77B |
| Goodhue, MN (1 branch) | 9 of 12 | 2.2% | $31.2M | $1.45B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Rochester, MN (1 branch) | 24 of 34 | 0.6% | $46.9M | $7.58B |
| Faribault-Northfield, MN (1 branch) | 8 of 10 | 1.8% | $31.6M | $1.77B |
| Red Wing, MN (1 branch) | 9 of 12 | 2.2% | $31.2M | $1.45B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Heritage Bank Minnesota (main office) | West Concord, MN | 55985 | $46.9M |
| Northfield Branch | Northfield, MN | 55057 | $31.6M |
| Dennison Branch | Dennison, MN | 55018 | $31.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 8865) · FFIEC NIC profile (RSSD 777254)