Hiawatha National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 1.29 percentage points in Q2 2026, from 22.44% to 21.15%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Hiawatha National Bank is 129th of 153 on return on assets, 0.83% as of Q2 2026, below the middle of the field. Hiawatha National Bank reported 0.83% on return on assets for Q2 2026, 0.43 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.86% |
| Tier 1 risk-based capital ratio | 14.86% |
| Total risk-based capital ratio | 16.05% |
| Tier 1 leverage ratio | 10.76% |
| Equity capital to assets | 11.11% |
| Tangible equity to tangible assets | 10.21% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 5.33% |
| Non-performing assets ratio | 3.91% |
| Net charge-off ratio | 0.05% |
| Texas ratio | 35.75% |
| Allowance for credit losses to loans | 1.13% |
| Reserve coverage of non-performing loans | 21.15% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.83% |
| Return on equity | 7.55% |
| Net interest margin | 2.98% |
| Efficiency ratio | 59.13% |
| Yield on earning assets | 5.81% |
| Cost of funds | 3.10% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.25% |
| Core deposits to total deposits | 65.76% |
| Brokered deposits to total deposits | 22.84% |
| Deposits to assets | 77.07% |
| Securities to assets | 19.37% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.81% | 10.81% | 11.61% | 9.14% | 1.00% |
| Q4 2023 | 12.75% | 12.75% | 13.67% | 9.13% | 1.29% |
| Q1 2024 | 13.22% | 13.22% | 14.01% | 9.02% | 1.20% |
| Q2 2024 | 13.08% | 13.08% | 13.87% | 9.24% | 1.06% |
| Q3 2024 | 13.37% | 13.37% | 14.20% | 9.25% | 0.93% |
| Q4 2024 | 13.28% | 13.28% | 14.19% | 9.49% | 0.73% |
| Q1 2025 | 13.47% | 13.47% | 14.41% | 9.59% | 0.79% |
| Q2 2025 | 13.76% | 13.76% | 14.74% | 9.79% | 0.84% |
| Q3 2025 | 14.12% | 14.12% | 15.24% | 9.80% | 0.70% |
| Q4 2025 | 14.69% | 14.69% | 15.85% | 10.43% | 1.06% |
| Q1 2026 | 14.93% | 14.93% | 16.09% | 10.65% | 0.93% |
| Q2 2026 | 14.86% | 14.86% | 16.05% | 10.76% | 0.83% |
Hiawatha National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Hiawatha National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hiawatha National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13058) · FFIEC NIC profile (RSSD 505550)