Branch Network
Horizon Bank Locations & Branches Waverly, Nebraska
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Horizon Bank operates 5 branches from its headquarters in Waverly, NE, .
Horizon Bank branch network
All 5 branches are in NEBRASKA, across 4 cities. Waverly, NE has the most of its branches, 2. Its largest office by deposits is its main office in Waverly, NE, with $245.7M (51.7% of its branch deposits). It had the same number of branches on June 30, 2025.
Horizon Bank at a glance
Its CET1 capital ratio was 15.07% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $574.3M
- CET1 ratio, Q2 2026
- 15.07%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1907
Full financial profile · Is Horizon Bank safe? · Horizon Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Waverly, NE (2 branches) | 1 of 3 | 81.4% | $245.7M |
| State: NE (5 branches) | 40 of 160 | 0.5% | $474.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Nebraska.
Share by county and metro area
Horizon Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lancaster, NE (2 branches) | 11 of 31 | 1.7% | $245.7M | $14.86B |
| Sarpy, NE (1 branch) | 7 of 21 | 4.8% | $163.9M | $3.41B |
| Nuckolls, NE (1 branch) | 4 of 5 | 18.0% | $35.3M | $196.7M |
| Red Willow, NE (1 branch) | 4 of 9 | 4.7% | $30.0M | $637.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Lincoln, NE (2 branches) | 14 of 33 | 1.5% | $245.7M | $16.14B |
| Omaha-Council Bluffs, NE-IA (1 branch) | 33 of 77 | 0.4% | $163.9M | $42.59B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Horizon Bank (main office) | Waverly, NE | 68462 | $245.7M |
| Springfield Branch | Springfield, NE | 68059 | $163.9M |
| Superior Branch | Superior, NE | 68978 | $35.3M |
| Mccook Branch | Mccook, NE | 69001 | $30.0M |
| Waverly Branch | Waverly, NE | 68462 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 14327) · FFIEC NIC profile (RSSD 663955)