Inbank Routing Number (ABA): 102200245

Inbank at a glance

Its CET1 capital ratio was 14.15% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026

$1.35B

CET1 ratio, Q2 2026

14.15%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

16 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1918

Full financial profile · Is Inbank safe? · Inbank call report · Branch locations

What the digits mean

The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 0024, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Inbank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Inbank checks or in its online banking. Ask the bank for wire instructions (www.inbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Inbank

Inbank is headquartered in Raton, New Mexico and was established in 1918. It reported $1.35B in total assets and $1.11B in deposits for Q2 2026, the 3rd largest of the 29 banks headquartered in New Mexico. It reports 16 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.

What the digits in 102200245 mean

The first four digits, 1022, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 0024, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 5 + 7 x 4 + 7 = 50, a multiple of 10, so 102200245 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Inbank routing number?

The Inbank routing number is 102200245. It is the primary ABA routing transit number registered to Inbank, headquartered in Raton, NM. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Inbank wire routing number?

This page lists the primary routing number registered to Inbank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Inbank before sending a wire.

Is ABA number 102200245 the routing number for Inbank?

Yes. It is the primary routing number registered to Inbank.

Which bank uses routing number 102200245?

It belongs to Inbank, headquartered in Raton, NM. It is the bank's primary ABA routing number (FDIC certificate 11492).

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