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Lake Elmo Bank Locations & Branches Lake Elmo, Minnesota
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Lake Elmo Bank operates 8 branches from its headquarters in Lake Elmo, MN, .
Lake Elmo Bank branch network
All 8 branches are in MINNESOTA, across 5 cities. Oakdale, MN has the most of its branches, 3. Its largest office by deposits is its main office in Lake Elmo, MN, with $293.2M (63.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Lake Elmo Bank at a glance
Its CET1 capital ratio was 16.14% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $529.7M
- CET1 ratio, Q2 2026
- 16.14%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1911
Full financial profile · Is Lake Elmo Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lake Elmo, MN (2 branches) | 1 of 2 | 97.7% | $293.2M |
| State: MN (8 branches) | 66 of 277 | 0.1% | $462.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
Lake Elmo Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Washington, MN (8 branches) | 4 of 24 | 6.5% | $462.6M | $7.09B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI (8 branches) | 37 of 124 | 0.2% | $462.6M | $252.68B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lake Elmo Bank (main office) | Lake Elmo, MN | 55042 | $293.2M |
| Inwood Avenue North Branch | Oakdale, MN | 55128 | $105.2M |
| Stillwater Branch | Stillwater, MN | 55082 | $64.2M |
| Boutwells Landing Senior Center Branch | Oak Park Heights, MN | 55082 | $0 |
| St Terese of Woodbury-Senior Housing | Woodbury, MN | 55129 | $0 |
| The Fields at Arbor Glen Senior Living Branch | Lake Elmo, MN | 55042 | $0 |
| Echo Ridge Branch-Senior Housing | Oakdale, MN | 55128 | $0 |
| Oak Meadows Branch-Senior Housing | Oakdale, MN | 55128 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15443) · FFIEC NIC profile (RSSD 1015850)