BankRegReports is independent of Lake Forest Bank & Trust Company, N.A. and never asks for online banking logins or passwords.
Lake Forest Bank & Trust Company, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 602 reported line items, schedule by schedule (996 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
Lake Forest Bank & Trust Company, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (37 items)
About Schedule RC · Lake Forest Bank & Trust Company, N.A. balance sheet trends
Lake Forest Bank & Trust Company, N.A. Schedule RC, Q2 2026 | Line item | Code | Q2 2026 |
| Total Assets | RCFD2170 | $9.25B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $9.25B |
| Total Liabilities and Minority Interest | RCFD2948 | $8.37B |
| Total Deposits | RCON2200 | $7.10B |
| Loans and Leases, Net of Unearned Income - Totals | RCFDB528 | $6.91B |
| Loans and Leases, Net of Unearned Income and Allowance | RCFDB529 | $6.86B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $5.43B |
| Deposits: Noninterest-bearing (domestic offices) | RCON6631 | $1.68B |
| Other Borrowed Money (consolidated) | RCFD3190 | $905.7M |
| Total Equity Capital | RCFD3210 | $878.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $878.8M |
| Undivided Profits and Capital Reserves | RCFD3632 | $789.8M |
| Interest-bearing Balances | RCFD0071 | $625.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) (consolidated) | RCFD1773 | $570.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) (domestic offices) | RCON1773 | $570.1M |
| Other Borrowed Money (domestic offices) | RCON3190 | $550.1M |
| Held-to-maturity Securities, Total (consolidated) | RCFD1754 | $513.1M |
| Held-to-maturity Securities, Total (domestic offices) | RCON1754 | $513.1M |
| Held to maturity securities (ASU 2016-13 adoption) | RCFDJJ34 | $513.1M |
| Other Assets | RCFD2160 | $366.0M |
| Surplus | RCFD3839 | $194.1M |
| Deposits: Noninterest-bearing (foreign offices) | RCFN6631 | $176.7M |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $152.6M |
| Other Liabilities, Total | RCFD2930 | $130.0M |
| Accumulated Other Comprehensive Income | RCFDB530 | -$110.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCFD2145 | $65.7M |
| Allowance for Loan and Lease Losses | RCFD3123 | $57.4M |
| Trading Assets, Total (consolidated) | RCFD3545 | $54.6M |
| Trading Assets, Total (domestic offices) | RCON3545 | $54.6M |
| Trading Liabilities, Total (consolidated) | RCFD3548 | $54.6M |
| Trading Liabilities, Total (domestic offices) | RCON3548 | $54.6M |
| Intangible Assets | RCFD2143 | $40.8M |
| Goodwill | RCFD3163 | $40.8M |
| Equity securities with readily determinable fair values not held for trading (consolidated) | RCFDJA22 | $6.0M |
| Equity securities with readily determinable fair values not held for trading (domestic offices) | RCONJA22 | $6.0M |
| Common Stock | RCFD3230 | $5.3M |
| Federal Funds Sold | RCONB987 | $4K |
Schedule RI: Income Statement (55 items)
About Schedule RI · Lake Forest Bank & Trust Company, N.A. income statement trends
Lake Forest Bank & Trust Company, N.A. Schedule RI, Q2 2026 | Line item | Code | Q2 2026 |
| Total Interest Income | RIAD4107 | $237.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $205.4M |
| Net Interest Income | RIAD4074 | $145.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $125.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $125.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $103.7M |
| Total Noninterest Expense | RIAD4093 | $103.3M |
| Total Noninterest Income | RIAD4079 | $98.6M |
| Total Interest Expense | RIAD4073 | $92.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $91.6M |
| Net Income (Loss) | RIAD4340 | $91.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $91.6M |
| Salaries and Employee Benefits | RIAD4135 | $65.2M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $48.6M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $46.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $40.9M |
| Applicable Income Taxes | RIAD4302 | $33.7M |
| Other Noninterest Expense | RIAD4092 | $33.5M |
| Interest and Fee Income on Loans in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RIAD4059 | $29.7M |
| Net Servicing Fees | RIADB492 | $20.4M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $18.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $16.5M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $15.9M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $15.3M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $15.2M |
| Provision for Loan and Lease Losses | RIAD4230 | $13.2M |
| Other Noninterest Income | RIADB497 | $10.9M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $10.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $9.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $6.3M |
| All Other Loans in Domestic Offices | RIADB487 | $5.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $5.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $4.6M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $4.5M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $4.4M |
| Income from Lease Financing Receivables | RIAD4065 | $1.6M |
| Other Interest Income | RIAD4518 | $1.4M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.1M |
| Trading Revenue | RIADA220 | $978K |
| Interest Rate Exposures | RIAD8757 | $858K |
| Interest on Other Securities | RIAD4060 | $819K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $667K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $661K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $632K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $413K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $407K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $182K |
| Foreign Exchange Exposures | RIAD8758 | $120K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$69K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $49K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $35K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $24K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $17K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 803 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (10 items)
About Schedule RC-A
Lake Forest Bank & Trust Company, N.A. Schedule RC-A, Q2 2026 | Line item | Code | Q2 2026 |
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $777.8M |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $681.2M |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $482.6M |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $482.6M |
| Cash Items in Process of Collection, Unposted Debits, and Currency and Coin | RCFD0022 | $115.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $105.0M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCFD0070 | $96.6M |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $83.4M |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $83.4M |
| Currency and Coin | RCON0080 | $10.2M |
Schedule RC-B: Securities (47 items)
About Schedule RC-B · Lake Forest Bank & Trust Company, N.A. securities trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-B, Q2 2026 | Line item | Code | Q2 2026 |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $494.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $437.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCFDG304 | $437.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCFDG305 | $355.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG314 | $43.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG315 | $42.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCFDG322 | $27.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCFDG323 | $27.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Held-to-maturity Amortized Cost | RCFDG320 | $19.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Held-to-maturity Fair Value | RCFDG321 | $18.7M |
| Pledged Securities | RCFD0416 | $955.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCFDA560 | $865.8M |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $628.8M |
| Total Fair Value of Held-to-maturity Securities | RCFD1771 | $424.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCFDA553 | $48.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCFDA561 | $45.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $43.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCFDHT50 | $35.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCFDHT51 | $28.6M |
| Fair Value of All Other Available-for-sale Mortgage Backed Securities (Mba) (Include Cmos, REMICS, and Stripped MBS) | RCON1736 | $27.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCFDA554 | $24.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCFDA549 | $20.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCFDHT52 | $20.0M |
| Amortized Cost of All Other Held-to-maturity Mortgage-backed Securities (Include Cmos, REMICS, and Stripped MBS) | RCON1733 | $19.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCFDHT53 | $19.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK144 | $17.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK145 | $16.6M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. (consolidated) | RCFD8496 | $14.3M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. (domestic offices) | RCON8496 | $14.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCFDA248 | $14.2M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCFD8497 | $14.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCFD8498 | $13.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (consolidated) | RCFD8499 | $12.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (domestic offices) | RCON8499 | $12.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA551 | $9.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA550 | $9.2M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCFD1739 | $9.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCFD1741 | $8.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $7.9M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCFD1737 | $7.0M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCFD1738 | $6.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA552 | $5.8M |
| Fair Value of Available-for-sale U.S. Treasury Securities (consolidated) | RCFD1287 | $5.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities (domestic offices) | RCON1287 | $5.0M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCFD1286 | $5.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA558 | $1.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCFDA555 | $108K |
Schedule RC-C, Part I: Loans and Leases (45 items)
About Schedule RC-C, Part I · Lake Forest Bank & Trust Company, N.A. loans and leases trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-C, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Total Loans and Leases, Net of Unearned Income (consolidated) | RCFD2122 | $6.91B |
| Total Loans and Leases, Net of Unearned Income (domestic offices) | RCON2122 | $6.05B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCFDA570 | $3.43B |
| Commercial and Industrial Loans to U.S. Addressees (consolidated) | RCFD1763 | $3.27B |
| Commercial and Industrial Loans to U.S. Addressees (domestic offices) | RCON1763 | $3.27B |
| Pledged Loans and Leases | RCFDG378 | $3.18B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCFDA247 | $2.72B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCFDA571 | $1.89B |
| Loans Secured by Real Estate | RCFD1410 | $1.70B |
| Commercial and Industrial Loans to Non-u.s. Addressees | RCFD1764 | $792.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCFDA574 | $729.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (consolidated) | RCFDK207 | $665.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $635.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (domestic offices) | RCONK207 | $590.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (consolidated) | RCFDJ454 | $357.5M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (domestic offices) | RCONJ454 | $357.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $316.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $279.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $262.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCFDA573 | $257.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $240.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCFDA572 | $223.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $194.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $180.4M |
| All Other Lease Financing Receivables | RCFDF163 | $96.2M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $96.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCFDA575 | $38.7M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $38.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $37.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $30.4M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCFD2746 | $27.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $23.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $17.9M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (consolidated) | RCFD2107 | $15.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (domestic offices) | RCON2107 | $15.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $12.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $11.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (consolidated) | RCFDB539 | $9.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (domestic offices) | RCONB539 | $9.7M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (consolidated) | RCFDJ451 | $4.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (domestic offices) | RCONJ451 | $4.0M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $2.8M |
| Loans to Finance Agricultural Production and Other Loans to Farmers (consolidated) | RCFD1590 | $1.8M |
| Loans to Finance Agricultural Production and Other Loans to Farmers (domestic offices) | RCON1590 | $1.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.1M |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
About Schedule RC-C, Part II
Lake Forest Bank & Trust Company, N.A. Schedule RC-C, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $594.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $217.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $172.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $53.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $5.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $971K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $524K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $330K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 15,468 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1,568 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1,329 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 111 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 37 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 21 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 13 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 6 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 1 |
Schedule RC-D: Trading Assets and Liabilities (2 items)
About Schedule RC-D
Lake Forest Bank & Trust Company, N.A. Schedule RC-D, Q2 2026 | Line item | Code | Q2 2026 |
| Revaluation Gains on Interest Rate, Foreign Exchange Rate, and Other Commodity and Equity Contracts | RCFD3543 | $54.6M |
| Revaluation Losses on Interest Rate, Foreign Exchange Rate, and Other Commodity and Equity Contracts | RCFD3547 | $54.6M |
Schedule RC-E: Deposit Liabilities (40 items)
About Schedule RC-E · Lake Forest Bank & Trust Company, N.A. deposit liabilities trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-E, Q2 2026 | Line item | Code | Q2 2026 |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $4.21B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $3.77B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.94B |
| Total Transaction Accounts | RCON2215 | $2.90B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $2.64B |
| Total Demand Deposits (See Note Below) | RCON2210 | $2.55B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $2.44B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.08B |
| Total Brokered Deposits | RCON2365 | $986.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $979.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $977.6M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $890.1M |
| Total reciprocal deposits | RCONJH83 | $804.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $493.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $482.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $438.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $430.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $333.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $331.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $302.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $280.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $243.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $239.0M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $224.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $210.0M |
| Sweep deposits: Fully insured, affiliate sweep deposits | RCONMT87 | $196.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $190.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $140.6M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $136.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $133.8M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $120.2M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $114.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $96.6M |
| Sweep deposits: Not fully insured, affiliate sweep deposits | RCONMT89 | $79.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $14.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $11.3M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $10.4M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $6.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $765K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $1K |
Schedule RC-F: Other Assets (9 items)
About Schedule RC-F
Lake Forest Bank & Trust Company, N.A. Schedule RC-F, Q2 2026 | Line item | Code | Q2 2026 |
| Other Assets | RCFD2168 | $263.5M |
| Prepaid Expenses | RCFD2166 | $73.8M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCFD3549 | $56.9M |
| Historical Cost of All Other Available-for-sale Equity Securities (consolidated) | RCFD1752 | $42.7M |
| Historical Cost of All Other Available-for-sale Equity Securities (domestic offices) | RCON1752 | $42.7M |
| Accrued Interest Receivable | RCFDB556 | $37.1M |
| Net Deferred Tax Assets | RCFD2148 | $13.0M |
| Life Insurance Assets: General Account Life Insurance Assets | RCFDK201 | $5.8M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCFDK270 | $3.8M |
Schedule RC-G: Other Liabilities (5 items)
About Schedule RC-G
Lake Forest Bank & Trust Company, N.A. Schedule RC-G, Q2 2026 | Line item | Code | Q2 2026 |
| All Other Liabilities | RCFD2938 | $96.2M |
| Accounts Payable | RCFD3066 | $28.7M |
| Other Expenses Accrued and Unpaid | RCFD3646 | $16.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCFDB557 | $11.3M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $6.4M |
Schedule RC-H: Selected Balance Sheet Items for Domestic Offices (10 items)
About Schedule RC-H
Lake Forest Bank & Trust Company, N.A. Schedule RC-H, Q2 2026 | Line item | Code | Q2 2026 |
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG389 | $437.3M |
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG390 | $454.5M |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG394 | $42.8M |
| Other Domestic Debt Securities (Include Domestic Structured Financial Products and Domestic Asset-backed Securities) - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG397 | $7.0M |
| Other Domestic Debt Securities (Include Domestic Structured Financial Products and Domestic Asset-backed Securities) - Fair Value of Available-for-sale Securities | RCONG398 | $8.8M |
| Total Assets (Held in Domestic Offices) | RCON2192 | $8.25B |
| Total Liabilities | RCON3129 | $7.83B |
| Net Due from Own Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCON2163 | $458.4M |
| Amortized Cost of Held-to-maturity U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) | RCON8492 | $35.0M |
| Fair Value of Available-for-sale U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) | RCON8495 | $19.3M |
Schedule RC-K: Quarterly Averages (21 items)
About Schedule RC-K · Lake Forest Bank & Trust Company, N.A. quarterly averages trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-K, Q2 2026 | Line item | Code | Q2 2026 |
| Quarterly Average of Total Assets | RCFD3368 | $8.97B |
| Quarterly Average of Total Loans (domestic offices) | RCON3360 | $5.86B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $3.42B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $3.26B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.32B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.29B |
| Mortgage-backed Securities | RCFDB559 | $1.03B |
| Quarterly Average of Other Borrowed Money | RCFD3355 | $894.7M |
| Quarterly Average of Total Loans (foreign offices) | RCFN3360 | $811.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $570.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $565.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $416.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $347.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $338.5M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCFD3484 | $60.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $60.0M |
| Quarterly Average of Assets Held in Trading Accounts | RCFD3401 | $56.9M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCFD3353 | $54.0M |
| All Other Securities | RCFDB560 | $49.7M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCFD3365 | $6.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.9M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (24 items)
About Schedule RC-L · Lake Forest Bank & Trust Company, N.A. derivatives and off-balance-sheet items trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-L, Q2 2026 | Line item | Code | Q2 2026 |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCFD3450 | $10.33B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCFDA126 | $8.28B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8725 | $6.53B |
| Purchased OTC Interest Rate Option Contracts | RCFD8713 | $4.48B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCFDA589 | $3.48B |
| Other Unused Commitments: Commercial and Industrial Loans | RCFDJ457 | $755.8M |
| Other unused commitments: Loans to nondepository financial institutions | RCFDPV11 | $412.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCFDF165 | $201.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCFD3819 | $104.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCFD3814 | $64.5M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCFD3820 | $63.0M |
| Other Unused Commitments: All Other Unused Commitments | RCFDJ459 | $61.0M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Trading | RCFD8733 | $54.6M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Trading | RCFD8737 | $54.6M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8745 | $19.1M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8741 | $14.9M |
| Foreign Exchange Forward Contracts | RCFD8698 | $13.4M |
| Total Gross Notional Amount of Foreign Exchange Derivative Contracts Held for Trading | RCFDA127 | $13.4M |
| Performance Standby Letters of Credit | RCFD3821 | $11.0M |
| 1-4 Family Residential Construction Loan Commitments | RCFDF164 | $8.0M |
| Spot Foreign Exchange Contracts | RCFD8765 | $816K |
| Commercial and Similar Letters of Credit | RCFD3411 | $25K |
| Gross Positive Fair Value of Foreign Exchange Derivative Contracts Held for Trading | RCFD8734 | $20K |
| Gross Negative Fair Value of Foreign Exchange Derivative Contracts Held for Trading | RCFD8738 | $14K |
Schedule RC-M: Memoranda (10 items)
About Schedule RC-M · Lake Forest Bank & Trust Company, N.A. memoranda trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-M, Q2 2026 | Line item | Code | Q2 2026 |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCFDF058 | $525.0M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCFDF065 | $355.7M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCFDF060 | $355.6M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCFDB571 | $355.6M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCFDF057 | $25.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCFD6164 | $4.1M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $544K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCFDF062 | $67K |
| All other intangible assets | RCFDJF76 | $25K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCFD6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (20 items)
About Schedule RC-N · Lake Forest Bank & Trust Company, N.A. past due and nonaccrual loans, leases, and other assets trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-N, Q2 2026 | Line item | Code | Q2 2026 |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCFD1403 | $21.7M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Nonaccrual | RCFD1253 | $20.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCFDK122 | $15.1M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCFDHK28 | $15.1M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCFD1406 | $13.2M |
| Additions to Nonaccrual Assets | RCFDC410 | $6.8M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 30-89 Days and Still Accruing | RCFD1251 | $5.5M |
| Commercial and Industrial Loans to Non-u.s. Addressees (Domicile) - Past Due 30-89 Days and Still Accruing | RCFD1254 | $3.7M |
| All Other Leases, Past Due 30-89 Days and Still Accruing | RCFDF169 | $2.4M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCFD1407 | $1.9M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 90 Days or More and Still Accruing | RCFD1252 | $1.2M |
| Commercial and Industrial Loans to Non-u.s. Addressees (Domicile) - Nonaccrual | RCFD1256 | $1.1M |
| Commercial and Industrial Loans to Non-u.s. Addressees (Domicile) - Past Due 90 Days or More and Still Accruing | RCFD1255 | $764K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCFDK216 | $667K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCFD5459 | $509K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Past Due 30 Through 89 Days and Still Accruing | RCFD6558 | $325K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $324K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $120K |
| Loan Mod to Borrowers Experiencing Fin Dfclty : Commercial and Industrial Loans - to US Addressees - Past Due 30 Through 89 Days and Still Accruing | RCFDK120 | $11K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCFDHK26 | $11K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Lake Forest Bank & Trust Company, N.A. other data for deposit insurance assessments trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-O, Q2 2026 | Line item | Code | Q2 2026 |
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $8.97B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $7.41B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $4.32B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $3.55B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.80B |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $875.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $297.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $4.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 90,739 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2,075 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 533 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 14 |
| Averaging Method Used | RCFDK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (20 items)
About Schedule RC-Q
Lake Forest Bank & Trust Company, N.A. Schedule RC-Q, Q2 2026 | Line item | Code | Q2 2026 |
| Trading Derivative Assets - Level 2 Fair Value Measurements | RCFDG495 | $54.6M |
| Trading Derivative Liabilities - Level 2 Fair Value Measurements | RCFDG514 | $54.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $645.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG505 | $629.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $576.1M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCFDG476 | $559.5M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG534 | $73.7M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG531 | $73.7M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCFDG569 | $19.1M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCFDG566 | $19.1M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCFDG808 | $19.1M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCFDG805 | $19.1M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCFDG544 | $14.9M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCFDG541 | $14.9M |
| All Other Assets - Level 2 Fair Value Measurements | RCFDG396 | $14.9M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCFDG391 | $14.9M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCFDG475 | $11.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCFDG504 | $11.0M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCFDG477 | $5.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCFDG506 | $5.6M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (26 items)
About Schedule RC-R, Part I · Lake Forest Bank & Trust Company, N.A. regulatory capital components and ratios trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-R, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Average total consolidated assets | RCFAKW03 | $8.97B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $8.93B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCFAA223 | $7.95B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCFA3792 | $956.0M |
| Common Equity Tier 1 Capital | RCFAP859 | $887.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $887.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $887.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $878.8M |
| Retained Earnings | RCFAKW00 | $789.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $199.4M |
| Accumulated Other Comprehensive Income | RCFAB530 | -$110.4M |
| General Loan and Lease Valuation Allowances | RCFA5310 | $68.6M |
| Tier 2 (Supplementary) Capital | RCFA5311 | $68.6M |
| Tier 2 Capital Before Deductions | RCFAP870 | $68.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$42.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCFAP875 | $37.8M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCFAP841 | $37.8M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP846 | -$4.2M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP848 | -$46K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCFAP842 | $18K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCFA7205 | 0.1202 |
| Common Equity Tier 1 Capital Ratio | RCFAP793 | 0.1116 |
| Tier 1 Risk-based Capital Ratio | RCFA7206 | 0.1116 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.0993 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCFAH311 | 0.0402 |
Schedule RC-R, Part II: Risk-Weighted Assets (89 items)
About Schedule RC-R, Part II · Lake Forest Bank & Trust Company, N.A. risk-weighted assets trends
Lake Forest Bank & Trust Company, N.A. Schedule RC-R, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCFDS583 | $9.65B |
| Total Risk-weighted Assets | RCFDG641 | $7.95B |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCFDS580 | $7.95B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG637 | $7.37B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG633 | $7.37B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCFDD990 | $6.76B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCFDS457 | $6.46B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCFDS462 | $6.39B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCFDS582 | $3.84B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG631 | $1.51B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCFDD988 | $1.41B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCFDS584 | $1.32B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCFDG624 | $936.7M |
| Total Cash and Balances Due from Depository Institutions | RCFDD957 | $777.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCFDG630 | $688.5M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCFDD987 | $588.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCFDJA21 | $576.1M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCFDD968 | $565.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCFDD958 | $522.8M |
| Total Held-to-maturity Securities | RCFDD961 | $513.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCFDS525 | $500.7M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCFDD963 | $484.2M |
| Total All Other Assets | RCFDD981 | $473.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCFDG625 | $468.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCFDG629 | $468.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG632 | $452.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCFDD989 | $452.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCFDS439 | $426.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS442 | $399.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCFDD985 | $318.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG635 | $302.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCFDD959 | $255.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG636 | $226.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCFDS542 | $137.8M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCFDD992 | $104.9M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCFDD991 | $104.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCFDS526 | $100.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCFDS530 | $96.0M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCFDS543 | $92.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCFDD983 | $69.7M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCFDG642 | $69.5M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCFDS469 | $68.7M |
| Unconditionally Cancellable Commitments | RCFDS540 | $65.0M |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCFDD994 | $63.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCFDS402 | -$58.7M |
| Total Trading Assets | RCFDD976 | $54.6M |
| Trading Assets - Adjustments to Totals Reported in Column a | RCFDS466 | $54.6M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS572 | $46.3M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCFDD996 | $39.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCFDS460 | $37.8M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCFDS545 | $36.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS561 | $30.9M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCFDS503 | $30.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCFDS459 | $29.7M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCFDD967 | $27.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCFDD969 | $27.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCFDS443 | $26.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCFDS455 | $23.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCFDS449 | $23.6M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCFDD964 | $21.9M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCFDD970 | $15.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - One Year or Less | RCFDS585 | $13.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCFDD997 | $11.0M |
| All Other Assets - 0 Pct Risk Weight Category | RCFDD982 | $9.0M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCFDS547 | $8.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCFDS500 | $7.2M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCFDS447 | $7.2M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCFDS445 | $7.2M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCFDD965 | $7.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCFDD998 | $5.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCFDG605 | $5.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCFDS527 | $4.1M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCFDH296 | $3.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCFDH297 | $3.8M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCFDH300 | $3.8M |
| All Other Assets - 50 Pct Risk Weight Category | RCFDD984 | $3.5M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCFDD993 | $2.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 0 Pct Risk Weight Category | RCFDD999 | $399K |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCFDG628 | $362K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCFDS528 | $40K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 150% | RCFDS531 | $31K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCFDG606 | $13K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCFDS399 | -$13K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCFDS529 | $12K |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCFDJJ30 | $5K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $4K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $4K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCFDG611 | $3K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCFDG607 | $3K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
About Schedule RC-S
Lake Forest Bank & Trust Company, N.A. Schedule RC-S, Q2 2026 | Line item | Code | Q2 2026 |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCFDA591 | $17.80B |
Schedule RC-T: Fiduciary and Related Services (44 items)
About Schedule RC-T
Lake Forest Bank & Trust Company, N.A. Schedule RC-T, Q2 2026 | Line item | Code | Q2 2026 |
| Custody and Safekeeping Accounts - Non-managed Assets | RCFDB898 | $11.52B |
| Total Fiduciary Accounts - Managed Assets | RCFDB894 | $2.68B |
| Personal Trust and Agency Accounts - Managed Assets | RCFDB868 | $1.81B |
| Investment Management Agency Accounts - Managed Assets | RCFDB886 | $640.7M |
| Total Fiduciary Accounts - Non-managed Assets | RCFDB895 | $262.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCFDJ259 | $197.8M |
| Other Retirement Accounts - Managed Assets | RCFDB880 | $197.8M |
| Personal Trust and Agency Accounts - Non-managed | RCFDB869 | $169.2M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCFDJ260 | $70.6M |
| Other Retirement Accounts - Non-managed Assets | RCFDB881 | $70.6M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCFDB877 | $17.9M |
| Employee Benefit-defined Benefit - Managed Assets | RCFDB876 | $17.1M |
| Income from Fiduciary Activities | RIAD4070 | $13.1M |
| Personal Trust and Agency Accounts | RIADB904 | $6.2M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCFDJ255 | $6.1M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCFDJ253 | $4.2M |
| Other Fiduciary and Related Services Income | RIADB910 | $2.5M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $2.2M |
| Employee Benefit-defined Contribution - Managed Assets | RCFDB872 | $2.1M |
| Corporate Trust and Agency Accounts - Managed Assets | RCFDB884 | $1.6M |
| Other Retirement Accounts | RIADB907 | $1.1M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCFDJ256 | $1.0M |
| Custody and Safekeeping Accounts | RIADB909 | $684K |
| Employee Benefit-defined Benefit | RIADB906 | $350K |
| Employee Benefit-defined Contribution | RIADB905 | $50K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $11K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $1K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCFDB896 | 2,494 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCFDB870 | 1,617 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCFDB888 | 452 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCFDJ261 | 410 |
| Other Retirement Accounts - Number of Managed Accounts | RCFDB882 | 410 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCFDB899 | 395 |
| Total Fiduciary Accounts - Non-managed Accounts | RCFDB897 | 237 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCFDJ262 | 154 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCFDB883 | 154 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCFDB871 | 71 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCFDB879 | 9 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCFDB878 | 6 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCFDJ257 | 6 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCFDB874 | 2 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCFDJ254 | 2 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCFDC001 | 1 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCFDJ258 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
About Schedule RI-A
Lake Forest Bank & Trust Company, N.A. Schedule RI-A, Q2 2026 | Line item | Code | Q2 2026 |
| Total Equity Capital | RIAD3210 | $878.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $861.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $861.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $55.0M |
| Other Comprehensive Income | RIADB511 | -$21.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $2.3M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)
About Schedule RI-B, Part I · Lake Forest Bank & Trust Company, N.A. charge-offs and recoveries on loans and leases trends
Lake Forest Bank & Trust Company, N.A. Schedule RI-B, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $2.4M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.5M |
| Charge-offs on Commercial and Industrial Loans to U.S. Addressees | RIAD4645 | $1.3M |
| Charge-offs on Commercial and Industrial Loans to Non-u.s. Addressees | RIAD4646 | $1.1M |
| Recoveries on Commercial and Industrial Loans to U.S. Addressees (Domicile) | RIAD4617 | $794K |
| Recoveries on Commercial and Industrial Loans to Non-u.s. Addressees (Domicile) | RIAD4618 | $665K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $47K |
| Charge-offs on All Other Loans | RIAD4644 | $12K |
| Recoveries on All Other Loans | RIAD4628 | $3K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · Lake Forest Bank & Trust Company, N.A. changes in allowances for credit losses trends
Lake Forest Bank & Trust Company, N.A. Schedule RI-B, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Allowance for Loan and Lease Losses | RIAD3123 | $57.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $45.2M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $2.4M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $2.0M |
| Adjustments | RIADC233 | -$141K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $12K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $12K |
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (15 items)
About Schedule RI-C, Part II
Lake Forest Bank & Trust Company, N.A. Schedule RI-C, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCFDJJ11 | $6.91B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCFDJJ07 | $4.54B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCFDJJ05 | $914.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCFDJJ09 | $675.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCFDJJ06 | $535.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCFDJJ04 | $251.8M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCFDJJ19 | $57.4M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCFDJJ15 | $39.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCFDJJ13 | $11.3M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCFDJJ12 | $3.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCFDJJ14 | $2.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCFDJJ17 | $957K |
| Held to Maturity Securities, Total | RCFDJJ25 | $12K |
| Held to Maturity Securities, Other debt securities | RCFDJJ24 | $10K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCFDJJ20 | $2K |
Schedule RI-D: Income from Foreign Offices (9 items)
About Schedule RI-D
Lake Forest Bank & Trust Company, N.A. Schedule RI-D, Q2 2026 | Line item | Code | Q2 2026 |
| Total Interest Income in Foreign Offices | RIADC899 | $31.6M |
| Total Interest Expense in Foreign Offices | RIADC900 | $15.3M |
| Total Noninterest Expense in Foreign Offices | RIADC907 | $8.1M |
| Consolidated Net Income Attributable to Foreign Offices | RIADC914 | $4.5M |
| Net Income Attributable to Foreign Offices Before Internal Allocations of Income and Expense | RIADC911 | $3.6M |
| Applicable Income Taxes | RIADC909 | $3.2M |
| Noninterest Income in Foreign Offices: Other Noninterest Income | RIADC905 | -$901K |
| Eliminations Arising from the Consolidation of Foreign Offices with Domestic Offices | RIADC913 | $827K |
| Provision for loan and lease losses in foreign offices | RIADKW02 | $490K |
Schedule RI-E: Explanations (9 items)
About Schedule RI-E
Lake Forest Bank & Trust Company, N.A. Schedule RI-E, Q2 2026 | Line item | Code | Q2 2026 |
| Data Processing Expenses | RIADC017 | $5.8M |
| Marketing and Other Professional Services | RIAD0497 | $5.3M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $3.6M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $3.5M |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $3.0M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $2.4M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $2.0M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $1.7M |
| Second Itemized Adjustment to Allowance for Loan and Lease Losses (4815) | RIAD4522 | -$141K |
Where can I find the Lake Forest Bank & Trust Company, N.A. call report?
The Lake Forest Bank & Trust Company, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Lake Forest Bank & Trust Company, N.A. file?
Lake Forest Bank & Trust Company, N.A. files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Lake Forest Bank & Trust Company, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Lake Forest Bank & Trust Company, N.A. has Federal Reserve RSSD ID 1917301 and FDIC certificate number 27589. Either one finds its filings on the FFIEC Central Data Repository.
How often does Lake Forest Bank & Trust Company, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.