Branch Network
Lake Forest Bank & Trust Company, N.A. Locations & Branches Lake Forest, Illinois
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Lake Forest Bank & Trust Company, N.A. operates 10 branches from its headquarters in Lake Forest, IL, . Its main office is at 727 N Bank Ln, Lake Forest, IL 60045.
Lake Forest Bank & Trust Company, N.A. branch network
Its 10 branches span 2 states and 8 cities. The most are in ILLINOIS (7) and FLORIDA (3). ILLINOIS holds 96.8% of its branch deposits. Lake Forest, IL has the most of its branches, 3. Its largest office by deposits is its main office in Lake Forest, IL, with $5.84B (82.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Lake Forest Bank & Trust Company, N.A. at a glance
Its CET1 capital ratio was 11.16% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $9.25B
- CET1 ratio, Q2 2026
- 11.16%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 031
- Established
- 1986
Full financial profile · Is Lake Forest Bank & Trust Company, N.A. safe? · Lake Forest Bank & Trust Company, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lake Forest, IL (3 branches) | 1 of 8 | 67.4% | $5.98B |
| State: IL (7 branches) | 16 of 379 | 0.9% | $6.88B |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
Lake Forest Bank & Trust Company, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lake, IL (7 branches) | 1 of 30 | 22.2% | $6.88B | $31.01B |
| Collier, FL (1 branch) | 21 of 37 | 0.7% | $141.1M | $19.16B |
| Lee, FL (2 branches) | 29 of 34 | 0.4% | $88.1M | $21.12B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (7 branches) | 16 of 150 | 1.1% | $6.88B | $632.03B |
| Naples-Marco Island, FL (1 branch) | 21 of 37 | 0.7% | $141.1M | $19.16B |
| Cape Coral-Fort Myers, FL (2 branches) | 29 of 34 | 0.4% | $88.1M | $21.12B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lake Forest Bank & Trust Company, N.A. (main office) | Lake Forest, IL | 60045 | $5.84B |
| Highland Park Branch | Highland Park, IL | 60035 | $320.0M |
| 4 East Scranton Avenue Branch | Lake Bluff, IL | 60044 | $304.0M |
| Waukegan Branch | Waukegan, IL | 60085 | $149.1M |
| Wlf Branch | Lake Forest, IL | 60045 | $144.3M |
| Wintrust Banking Center | Naples, FL | 34103 | $141.1M |
| Highwood Branch | Highwood, IL | 60040 | $119.4M |
| Wintrust Banking Center, A Branch of Lake Forest Bank & Trust Company, N.A. | Bonita Springs, FL | 34134 | $64.4M |
| Cape Coral Branch | Cape Coral, FL | 33904 | $23.7M |
| Lake Forest Bank & Trust - Drive Up Branch | Lake Forest, IL | 60045 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 27589) · FFIEC NIC profile (RSSD 1917301)