Landmark National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 11.7% higher than in Q1 2026, at -$7.6M. Within Kansas, Landmark National Bank is 55th of 85 on CET1 ratio, 13.45% as of Q2 2026, below the middle of the field. At 13.45%, Landmark National Bank's CET1 ratio is close to the 13.49% median for banks in the $1B-10B asset tier (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.45% |
| Tier 1 risk-based capital ratio | 13.45% |
| Total risk-based capital ratio | 14.54% |
| Tier 1 leverage ratio | 10.17% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $159.9M |
| Tier 1 capital | $159.9M |
| Total risk-based capital | $172.9M |
| Total equity capital | $185.3M |
| Risk-weighted assets | $1.19B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.57% |
| Tangible equity to tangible assets | 9.65% |
| Equity capital to average assets | 11.54% |
| Internal capital growth rate | 7.88% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.3M |
| Common stock surplus | $97.7M |
| Retained earnings | $92.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$7.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.68% | 12.68% | 13.67% | 8.67% | $1.05B |
| Q4 2023 | 12.74% | 12.74% | 13.70% | 8.68% | $1.05B |
| Q1 2024 | 12.75% | 12.75% | 13.75% | 8.81% | $1.06B |
| Q2 2024 | 12.72% | 12.72% | 13.72% | 8.91% | $1.07B |
| Q3 2024 | 12.75% | 12.75% | 13.78% | 8.99% | $1.09B |
| Q4 2024 | 12.43% | 12.43% | 13.53% | 9.10% | $1.13B |
| Q1 2025 | 12.45% | 12.45% | 13.56% | 9.24% | $1.15B |
| Q2 2025 | 12.31% | 12.31% | 13.47% | 9.33% | $1.19B |
| Q3 2025 | 12.69% | 12.69% | 13.73% | 9.40% | $1.18B |
| Q4 2025 | 12.92% | 12.92% | 13.96% | 9.67% | $1.18B |
| Q1 2026 | 13.22% | 13.22% | 14.31% | 9.99% | $1.18B |
| Q2 2026 | 13.45% | 13.45% | 14.54% | 10.17% | $1.19B |
Landmark National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Landmark National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Landmark National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5826) · FFIEC NIC profile (RSSD 481177)