Landmark National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on loans edged down 0.11 percentage points between Q1 2026 and Q2 2026, to 6.19%. Landmark National Bank ranks 57th of 182 Kansas banks on net interest margin, in the upper half at 4.23% (Q2 2026). Landmark National Bank reported 4.23% on net interest margin for Q2 2026, 0.52 points above the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.55% |
| Yield on loans | 6.19% |
| Yield on securities | 3.49% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.20% |
| Cost of interest-bearing deposits | 1.84% |
| Cost of interest-bearing liabilities | 1.89% |
| Cost of borrowings | 3.85% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.23% |
| Yield to cost spread | 3.66% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $17.1M |
| Total interest expense | $4.8M |
| Interest expense on deposits | $4.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.72% | 1.30% | 3.16% | 5.92% | 2.54% |
| Q4 2023 | 4.93% | 1.54% | 3.25% | 6.13% | 2.62% |
| Q1 2024 | 5.03% | 1.50% | 3.21% | 6.15% | 2.74% |
| Q2 2024 | 5.16% | 1.47% | 3.28% | 6.29% | 2.76% |
| Q3 2024 | 5.35% | 1.77% | 3.43% | 6.47% | 2.79% |
| Q4 2024 | 5.33% | 1.55% | 3.65% | 6.35% | 2.84% |
| Q1 2025 | 5.50% | 1.47% | 3.86% | 6.41% | 3.02% |
| Q2 2025 | 5.47% | 1.49% | 3.85% | 6.27% | 3.10% |
| Q3 2025 | 5.57% | 1.55% | 3.91% | 6.33% | 3.19% |
| Q4 2025 | 5.69% | 1.40% | 4.16% | 6.37% | 3.44% |
| Q1 2026 | 5.60% | 1.22% | 4.26% | 6.30% | 3.40% |
| Q2 2026 | 5.55% | 1.20% | 4.23% | 6.19% | 3.49% |
Landmark National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Landmark National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Landmark National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5826) · FFIEC NIC profile (RSSD 481177)