Landmark National Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) climbed 2.86 percentage points in Q2 2026, from 123.09% to 125.95%. It was the largest change from Q1 2026 among the key lines here. Landmark National Bank ranks 58th of 182 Kansas banks on loan-to-deposit ratio, in the upper half at 84.34% (Q2 2026). Landmark National Bank reported 84.34% on loan-to-deposit ratio for Q2 2026, 3.86 points below the 88.20% median for banks in the $1B-10B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $1.11B |
| Net loans and leases | $1.09B |
| Loans held for sale | $3.7M |
| Loans to total assets | 69.07% |
| Loan-to-deposit ratio | 84.34% |
| Net loans to equity capital | 5.90% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 32.79% |
| Multifamily (5+ residential) | 4.07% |
| Commercial and industrial | 16.24% |
| Consumer | 0.16% |
| Credit cards | 0.00% |
| Farm | 3.14% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.10% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 125.95% |
| Construction concentration (Tier 1 capital + allowance) | 13.54% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.19% |
| Interest income on loans | $17.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $938.9M | $1.32B | 30.40% | 19.97% | 0.21% |
| Q4 2023 | $949.1M | $1.32B | 29.75% | 19.24% | 0.18% |
| Q1 2024 | $966.2M | $1.30B | 29.60% | 19.00% | 0.14% |
| Q2 2024 | $982.5M | $1.26B | 28.82% | 18.38% | 0.13% |
| Q3 2024 | $1.01B | $1.29B | 28.89% | 18.25% | 0.11% |
| Q4 2024 | $1.06B | $1.33B | 29.17% | 18.39% | 0.10% |
| Q1 2025 | $1.08B | $1.34B | 30.14% | 17.88% | 0.09% |
| Q2 2025 | $1.12B | $1.28B | 29.70% | 18.37% | 0.11% |
| Q3 2025 | $1.12B | $1.33B | 31.46% | 16.82% | 0.14% |
| Q4 2025 | $1.12B | $1.40B | 31.98% | 16.13% | 0.16% |
| Q1 2026 | $1.10B | $1.33B | 32.91% | 16.18% | 0.20% |
| Q2 2026 | $1.11B | $1.31B | 32.79% | 16.24% | 0.16% |
Landmark National Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Landmark National Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Landmark National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5826) · FFIEC NIC profile (RSSD 481177)