Landmark National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 29.3% lower than in Q1 2026, at $1.6M. Landmark National Bank ranks 58th of 182 Kansas banks on loan-to-deposit ratio, in the upper half at 84.34% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Landmark National Bank sits 3.86 points lower, at 84.34% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.8M |
| Cash and noninterest-bearing balances to assets | 1.86% |
| Cash and securities | $372.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $1.6M |
| Other borrowed money | $82.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.15% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.34% |
| Net loans and leases to deposits | 83.38% |
| Loans and leases to core deposits | 88.29% |
| Core deposits to total deposits | 94.56% |
| Brokered deposits to total deposits | 0.97% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.30% | 91.67% | $12.6M | $74.6M |
| Q4 2023 | 71.80% | 90.68% | $12.7M | $58.0M |
| Q1 2024 | 74.25% | 89.48% | $15.9M | $68.4M |
| Q2 2024 | 78.14% | 92.23% | $8.7M | $125.3M |
| Q3 2024 | 78.18% | 88.85% | $9.5M | $86.4M |
| Q4 2024 | 79.07% | 90.05% | $13.8M | $48.8M |
| Q1 2025 | 80.13% | 90.06% | $6.3M | $44.9M |
| Q2 2025 | 87.66% | 91.76% | $5.8M | $151.6M |
| Q3 2025 | 84.01% | 87.92% | $1.4M | $87.3M |
| Q4 2025 | 79.99% | 88.54% | $1.5M | $8.9M |
| Q1 2026 | 82.75% | 92.01% | $2.3M | $65.7M |
| Q2 2026 | 84.34% | 94.56% | $1.6M | $82.4M |
Landmark National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Landmark National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Landmark National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5826) · FFIEC NIC profile (RSSD 481177)