Legends West Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos to assets: 4.66 percentage points lower than in Q1 2026, at 7.37%. Legends West Bank ranks 28th of 138 Nebraska banks on loan-to-deposit ratio, in the upper half at 94.51% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. Legends West Bank sits 13.57 points higher, at 94.51% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $20.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $22.3M |
| Fed funds sold and reverse repos | $11.6M |
| Fed funds sold and reverse repos to assets | 7.37% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.27% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.51% |
| Net loans and leases to deposits | 93.47% |
| Loans and leases to core deposits | 105.25% |
| Core deposits to total deposits | 77.09% |
| Brokered deposits to total deposits | 12.71% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 81.94% | 97.22% | $0 | $0 |
| Q4 2023 | 117.91% | 90.07% | $0 | $0 |
| Q1 2024 | 105.36% | 92.43% | $0 | $0 |
| Q2 2024 | 113.84% | 91.99% | $0 | $0 |
| Q3 2024 | 103.04% | 87.78% | $0 | $0 |
| Q4 2024 | 99.91% | 85.54% | $0 | $0 |
| Q1 2025 | 102.45% | 83.82% | $0 | $0 |
| Q2 2025 | 101.71% | 85.84% | $0 | $0 |
| Q3 2025 | 98.01% | 87.78% | $0 | $0 |
| Q4 2025 | 90.87% | 72.47% | $0 | $0 |
| Q1 2026 | 94.16% | 78.56% | $0 | $0 |
| Q2 2026 | 94.51% | 77.09% | $0 | $2.0M |
Legends West Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Legends West Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Legends West Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5425) · FFIEC NIC profile (RSSD 13457)