Legends West Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 240.49 percentage points higher than in Q1 2026, at 316.59%. On return on assets, Legends West Bank is 13th from the bottom among 138 Nebraska banks, 0.63% (Q2 2026). Legends West Bank reported 0.63% on return on assets for Q2 2026, 0.62 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.47% |
| Equity capital to assets | 11.53% |
| Tangible equity to tangible assets | 11.25% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.35% |
| Non-performing assets ratio | 0.94% |
| Net charge-off ratio | 2.90% |
| Texas ratio | 7.73% |
| Allowance for credit losses to loans | 1.11% |
| Reserve coverage of non-performing loans | 316.59% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.63% |
| Return on equity | 5.39% |
| Net interest margin | 3.80% |
| Efficiency ratio | 61.87% |
| Yield on earning assets | 7.04% |
| Cost of funds | 3.53% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.51% |
| Core deposits to total deposits | 77.09% |
| Brokered deposits to total deposits | 12.71% |
| Deposits to assets | 86.65% |
| Securities to assets | 1.35% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 42.23% | -5.66% | 3.96% | 0.00% | 0.00% |
| Q4 2023 | 39.49% | -0.22% | 7.30% | 1.39% | 0.59% |
| Q1 2024 | 32.67% | 0.97% | 5.99% | 1.06% | -0.16% |
| Q2 2024 | 26.52% | 0.27% | 6.13% | 0.75% | 0.00% |
| Q3 2024 | 21.47% | 0.63% | 5.34% | 0.00% | -0.01% |
| Q4 2024 | 17.43% | -1.67% | 3.74% | 1.86% | 0.01% |
| Q1 2025 | 15.87% | -0.40% | 3.75% | 5.47% | -0.01% |
| Q2 2025 | 13.92% | 0.05% | 4.41% | 4.31% | -0.01% |
| Q3 2025 | 11.96% | 0.61% | 4.14% | 3.21% | 0.00% |
| Q4 2025 | 12.04% | 1.02% | 4.35% | 2.80% | -0.00% |
| Q1 2026 | 11.42% | 0.56% | 3.61% | 2.10% | 0.00% |
| Q2 2026 | 11.47% | 0.63% | 3.80% | 0.35% | 2.90% |
Legends West Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Legends West Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Legends West Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5425) · FFIEC NIC profile (RSSD 13457)