Legends West Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Legends West Bank of Lewellen, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.63% | 1.35% | -0.72% | 17th bottom |
| ROAE | 5.39% | 13.32% | -7.93% | 15th bottom |
| Net Interest Margin | 3.80% | 3.93% | -0.13% | 42nd below |
| Efficiency Ratio | 61.87% | 61.13% | +0.74% | 49th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.64% | 1.68% | -0.04% | 53rd above |
| Yield on Earning Assets | 7.04% | 5.67% | +1.37% | 95th top |
| Cost of Funds | 3.53% | 1.88% | +1.65% | 1st bottom |
| Net Interest Spread | 3.30% | 3.32% | -0.02% | 49th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.35% | 0.94% | -0.59% | 54th above |
| NPA / Total Assets | 0.94% | 0.70% | +0.24% | 22nd bottom |
| NCO / Avg Loans | 2.90% | 0.16% | +2.74% | 1st bottom |
| ACL / Total Loans | 1.11% | 1.28% | -0.17% | 39th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 316.59% | 1546.33% | -1229.74% | 61st above |
| Texas Ratio | 7.73% | 7.34% | +0.39% | 29th below |
| Provision / NCO | 50.75% | 1395.18% | -1344.43% | 28th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.47% | 12.14% | -0.67% | 57th above |
| Equity / Assets | 11.53% | 11.36% | +0.17% | 66th above |
| TCE / Tangible Assets | 11.25% | 11.08% | +0.17% | 67th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.51% | 80.66% | +13.85% | 20th bottom |
| Core Deposit Ratio | 77.09% | 86.85% | -9.76% | 11th bottom |
| Wholesale Funding Ratio | 1.27% | 5.04% | -3.77% | 78th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 49.46% | 6.84% | +42.62% | 99th top |
| Loan Growth (Y/Y) | 39.72% | 7.91% | +31.81% | 98th top |
| Deposit Growth (Y/Y) | 50.36% | 6.28% | +44.08% | 99th top |
See Legends West Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Legends West Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Legends West Bank profile, how to read a UBPR, or how this data updates.