Legends West Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on securities dropped 1.48 percentage points in Q2 2026, from 5.18% to 3.70%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Legends West Bank is 74th of 138 on net interest margin, 3.80% as of Q2 2026, below the middle of the field. Legends West Bank reported 3.80% on net interest margin for Q2 2026, 0.15 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 7.04% |
| Yield on loans | 7.51% |
| Yield on securities | 3.70% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.53% |
| Cost of interest-bearing deposits | 3.74% |
| Cost of interest-bearing liabilities | 3.74% |
| Cost of borrowings | 6.75% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.80% |
| Yield to cost spread | 3.30% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.4M |
| Total interest expense | $1.2M |
| Interest expense on deposits | $1.2M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.27% | -0.38% | 3.96% | 6.04% | 1.26% |
| Q4 2023 | 8.37% | 1.62% | 7.30% | 9.61% | 6.78% |
| Q1 2024 | 7.80% | 2.55% | 5.99% | 8.33% | 5.99% |
| Q2 2024 | 8.67% | 3.32% | 6.13% | 9.04% | 5.79% |
| Q3 2024 | 8.72% | 4.05% | 5.34% | 9.32% | 3.81% |
| Q4 2024 | 7.20% | 3.99% | 3.74% | 7.86% | 2.98% |
| Q1 2025 | 7.04% | 3.74% | 3.75% | 7.44% | 4.14% |
| Q2 2025 | 7.68% | 3.62% | 4.41% | 8.05% | 4.24% |
| Q3 2025 | 7.54% | 3.72% | 4.14% | 7.98% | 5.70% |
| Q4 2025 | 7.78% | 3.66% | 4.35% | 8.16% | 6.05% |
| Q1 2026 | 6.89% | 3.54% | 3.61% | 7.53% | 5.18% |
| Q2 2026 | 7.04% | 3.53% | 3.80% | 7.51% | 3.70% |
Legends West Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Legends West Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Legends West Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5425) · FFIEC NIC profile (RSSD 13457)