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Macon Bank and Trust Company Locations & Branches Lafayette, Tennessee
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Macon Bank and Trust Company operates 8 branches from its headquarters in Lafayette, TN, .
Macon Bank and Trust Company branch network
All 8 branches are in TENNESSEE, across 6 cities. Lafayette, TN has the most of its branches, 2. Its largest office by deposits is its main office in Lafayette, TN, with $284.1M (37.8% of its branch deposits). On June 30, 2025 it had 7 branches, 1 fewer than in 2026.
Macon Bank and Trust Company at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.91% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $820.5M
- Tier 1 leverage ratio, Q2 2026
- 9.91%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1919
Full financial profile · Is Macon Bank and Trust Company safe? · Macon Bank and Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lafayette, TN (2 branches) | 1 of 3 | 55.0% | $458.2M |
| State: TN (8 branches) | 53 of 165 | 0.3% | $751.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Tennessee.
Share by county and metro area
Macon Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Macon, TN (4 branches) | 1 of 3 | 58.4% | $561.5M | $961.9M |
| Sumner, TN (2 branches) | 16 of 23 | 1.9% | $108.6M | $5.59B |
| Clay, TN (1 branch) | 2 of 2 | 43.4% | $67.2M | $154.8M |
| Trousdale, TN (1 branch) | 3 of 3 | 5.2% | $14.2M | $271.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Nashville-Davidson-Murfreesboro-Franklin, TN (7 branches) | 24 of 62 | 0.6% | $684.3M | $107.32B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Macon Bank and Trust Company (main office) | Lafayette, TN | 37083 | $284.1M |
| Lafayette Branch | Lafayette, TN | 37083 | $174.1M |
| Red Boiling Springs Branch | Red Boiling Springs, TN | 37150 | $86.8M |
| Celina Branch | Celina, TN | 38551 | $67.2M |
| Westmoreland Branch | Westmoreland, TN | 37186 | $61.1M |
| Gallatin Branch | Gallatin, TN | 37066 | $47.5M |
| Westside Branch | Westmoreland, TN | 37186 | $16.5M |
| Macon Bank and Trust Company Branch | Hartsville, TN | 37074 | $14.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6091) · FFIEC NIC profile (RSSD 709639)