Malvern Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Malvern Bank of Malvern, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.44% | 1.25% | +0.19% | 59th above |
| ROAE | 16.19% | 13.17% | +3.02% | 72nd above |
| Net Interest Margin | 3.92% | 3.95% | -0.03% | 48th below |
| Efficiency Ratio | 59.93% | 61.50% | -1.57% | 53rd above |
| PPNR / Avg Assets | 1.63% | — | — | 52nd above |
| Yield on Earning Assets | 6.65% | 5.67% | +0.98% | 90th top |
| Cost of Funds | 2.96% | 1.87% | +1.09% | 6th bottom |
| Net Interest Spread | 3.51% | — | — | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.93% | -0.56% | 53rd above |
| NPA / Total Assets | 0.31% | — | — | 50th above |
| NCO / Avg Loans | 0.20% | 0.15% | +0.05% | 13th bottom |
| ACL / Total Loans | 1.00% | — | — | 26th below |
| ACL / NPLs (Coverage) | 274.59% | — | — | 57th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.32% | 6.06% | -2.74% | 45th below |
| Provision / NCO | 170.00% | — | — | 53rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.56% | 17.18% | -6.62% | 5th bottom |
| Tier 1 Ratio | 10.56% | 17.21% | -6.65% | 5th bottom |
| Total Capital Ratio | 11.61% | — | — | 5th bottom |
| Leverage Ratio | 8.91% | 11.75% | -2.84% | 11th bottom |
| Equity / Assets | 8.74% | 10.98% | -2.24% | 23rd bottom |
| TCE / Tangible Assets | 8.74% | — | — | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.87% | 80.44% | +19.43% | 12th bottom |
| Core Deposit Ratio | 74.55% | 86.95% | -12.40% | 9th bottom |
| Wholesale Funding Ratio | 4.74% | — | — | 40th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.87% | — | — | 89th top |
| Loan Growth (Y/Y) | 12.61% | — | — | 81st top |
| Deposit Growth (Y/Y) | 7.70% | — | — | 74th above |
See Malvern Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Malvern Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Malvern Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Malvern Bank peer analysis.