Malvern Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 5.89 percentage points in Q2 2026, from 114.97% to 120.86%. It was the largest change from Q1 2026 among the key lines here. Malvern Bank ranks 33rd of 225 Iowa banks on loan-to-deposit ratio, in the upper half at 99.87% (Q2 2026). Malvern Bank reported 99.87% on loan-to-deposit ratio for Q2 2026, 19.31 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $27.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $27.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $12.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.74% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.87% |
| Net loans and leases to deposits | 98.87% |
| Loans and leases to core deposits | 120.86% |
| Core deposits to total deposits | 74.55% |
| Brokered deposits to total deposits | 8.08% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 92.94% | 87.44% | $0 | $0 |
| Q4 2023 | 96.08% | 86.78% | $2.0M | $4.0M |
| Q1 2024 | 101.51% | 85.78% | $0 | $13.0M |
| Q2 2024 | 98.95% | 84.60% | $0 | $13.0M |
| Q3 2024 | 99.52% | 84.99% | $0 | $13.0M |
| Q4 2024 | 106.09% | 85.26% | $0 | $24.0M |
| Q1 2025 | 94.32% | 82.14% | $0 | $0 |
| Q2 2025 | 95.51% | 81.22% | $0 | $0 |
| Q3 2025 | 99.64% | 81.00% | $0 | $9.5M |
| Q4 2025 | 104.06% | 81.08% | $0 | $22.0M |
| Q1 2026 | 98.74% | 75.66% | $0 | $9.0M |
| Q2 2026 | 99.87% | 74.55% | $0 | $12.0M |
Malvern Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Malvern Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Malvern Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14230) · FFIEC NIC profile (RSSD 756343)