Malvern Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 2.13 percentage points lower than in Q1 2026, at 8.08%. Malvern Bank ranks 106th of 225 Iowa banks on return on assets, in the upper half at 1.44% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.26% on return on assets. Malvern Bank sits 0.19 points higher, at 1.44% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.56% |
| Tier 1 risk-based capital ratio | 10.56% |
| Total risk-based capital ratio | 11.61% |
| Tier 1 leverage ratio | 8.91% |
| Equity capital to assets | 8.74% |
| Tangible equity to tangible assets | 8.74% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.37% |
| Non-performing assets ratio | 0.31% |
| Net charge-off ratio | 0.20% |
| Texas ratio | 3.32% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | 274.59% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.44% |
| Return on equity | 16.19% |
| Net interest margin | 3.92% |
| Efficiency ratio | 59.93% |
| Yield on earning assets | 6.65% |
| Cost of funds | 2.96% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.87% |
| Core deposits to total deposits | 74.55% |
| Brokered deposits to total deposits | 8.08% |
| Deposits to assets | 85.98% |
| Securities to assets | 0.08% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.48% | 10.48% | 11.53% | 8.65% | 0.77% |
| Q4 2023 | 10.86% | 10.86% | 11.88% | 9.15% | 0.66% |
| Q1 2024 | 10.77% | 10.77% | 11.81% | 9.15% | 0.68% |
| Q2 2024 | 10.64% | 10.64% | 11.69% | 8.93% | 0.75% |
| Q3 2024 | 10.64% | 10.64% | 11.70% | 8.76% | 1.08% |
| Q4 2024 | 10.61% | 10.61% | 11.63% | 9.06% | 1.31% |
| Q1 2025 | 11.15% | 11.15% | 12.23% | 9.17% | 1.36% |
| Q2 2025 | 11.21% | 11.21% | 12.32% | 9.29% | 1.36% |
| Q3 2025 | 11.06% | 11.06% | 12.17% | 9.59% | 1.42% |
| Q4 2025 | 10.57% | 10.57% | 11.64% | 9.30% | 1.36% |
| Q1 2026 | 10.54% | 10.54% | 11.59% | 9.18% | 1.51% |
| Q2 2026 | 10.56% | 10.56% | 11.61% | 8.91% | 1.44% |
Malvern Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Malvern Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Malvern Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14230) · FFIEC NIC profile (RSSD 756343)