Marquette Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Accumulated other comprehensive income edged down by 2.1%, from -$19.5M to -$19.9M, the largest move among the key lines here. Marquette Bank ranks 116th of 198 Illinois banks on CET1 ratio, in the lower half at 14.18% (Q2 2026). Marquette Bank reported 14.18% on CET1 ratio for Q2 2026, 0.70 points above the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.18% |
| Tier 1 risk-based capital ratio | 14.18% |
| Total risk-based capital ratio | 15.31% |
| Tier 1 leverage ratio | 8.40% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $175.7M |
| Tier 1 capital | $175.7M |
| Total risk-based capital | $189.8M |
| Total equity capital | $191.2M |
| Risk-weighted assets | $1.24B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.13% |
| Tangible equity to tangible assets | 7.57% |
| Equity capital to average assets | 8.99% |
| Internal capital growth rate | 4.08% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $3.0M |
| Common stock surplus | $103.1M |
| Retained earnings | $105.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$19.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.20% | 13.20% | 14.33% | 7.93% | $1.26B |
| Q4 2023 | 13.58% | 13.58% | 14.77% | 7.88% | $1.22B |
| Q1 2024 | 13.43% | 13.43% | 14.60% | 7.95% | $1.24B |
| Q2 2024 | 13.40% | 13.40% | 14.66% | 7.87% | $1.25B |
| Q3 2024 | 13.59% | 13.59% | 14.70% | 7.88% | $1.23B |
| Q4 2024 | 13.43% | 13.43% | 14.61% | 7.80% | $1.25B |
| Q1 2025 | 13.43% | 13.43% | 14.63% | 7.88% | $1.26B |
| Q2 2025 | 13.20% | 13.20% | 14.39% | 7.88% | $1.29B |
| Q3 2025 | 13.56% | 13.56% | 14.76% | 7.95% | $1.26B |
| Q4 2025 | 13.96% | 13.96% | 15.12% | 7.95% | $1.23B |
| Q1 2026 | 14.31% | 14.31% | 15.47% | 8.19% | $1.21B |
| Q2 2026 | 14.18% | 14.18% | 15.31% | 8.40% | $1.24B |
Marquette Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Marquette Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marquette Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16250) · FFIEC NIC profile (RSSD 716833)