Marquette Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 35.9% in Q2 2026, from $113.7M to $72.8M. It was the largest change from Q1 2026 among the key lines here. Marquette Bank ranks 124th of 323 Illinois banks on loan-to-deposit ratio, in the upper half at 80.56% (Q2 2026). Marquette Bank reported 80.56% on loan-to-deposit ratio for Q2 2026, 7.64 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $72.8M |
| Cash and noninterest-bearing balances to assets | 3.48% |
| Cash and securities | $540.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $115.6M |
| Other borrowed money | $20.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.95% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.56% |
| Net loans and leases to deposits | 79.77% |
| Loans and leases to core deposits | 86.91% |
| Core deposits to total deposits | 92.70% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 83.57% | 93.29% | $99.9M | $87.0M |
| Q4 2023 | 83.38% | 93.09% | $108.2M | $92.0M |
| Q1 2024 | 83.28% | 92.79% | $110.4M | $92.0M |
| Q2 2024 | 81.39% | 92.72% | $111.1M | $92.0M |
| Q3 2024 | 81.47% | 91.67% | $127.9M | $92.0M |
| Q4 2024 | 80.90% | 91.82% | $135.2M | $82.0M |
| Q1 2025 | 80.69% | 91.72% | $137.7M | $78.0M |
| Q2 2025 | 81.74% | 91.86% | $143.2M | $63.0M |
| Q3 2025 | 81.27% | 91.80% | $151.3M | $52.0M |
| Q4 2025 | 79.97% | 92.00% | $142.2M | $31.0M |
| Q1 2026 | 78.53% | 92.58% | $130.6M | $20.0M |
| Q2 2026 | 80.56% | 92.70% | $115.6M | $20.0M |
Marquette Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Marquette Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marquette Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16250) · FFIEC NIC profile (RSSD 716833)