Marquette Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) climbed 6.26 percentage points in Q2 2026, from 570.51% to 576.77%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Marquette Bank is 124th of 323 on loan-to-deposit ratio, 80.56% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Marquette Bank sits 7.64 points lower, at 80.56% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $1.41B |
| Net loans and leases | $1.40B |
| Loans held for sale | $2.9M |
| Loans to total assets | 67.46% |
| Loan-to-deposit ratio | 80.56% |
| Net loans to equity capital | 7.32% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 15.29% |
| Multifamily (5+ residential) | 58.97% |
| Commercial and industrial | 0.66% |
| Consumer | 0.02% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 576.77% |
| Construction concentration (Tier 1 capital + allowance) | 34.52% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | — |
| Interest income on loans | $16.9M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $1.44B | $1.72B | 19.94% | 1.07% | 0.02% |
| Q4 2023 | $1.43B | $1.71B | 19.78% | 1.19% | 0.02% |
| Q1 2024 | $1.44B | $1.72B | 19.73% | 1.25% | 0.02% |
| Q2 2024 | $1.42B | $1.75B | 19.54% | 1.26% | 0.02% |
| Q3 2024 | $1.41B | $1.73B | 18.91% | 0.80% | 0.02% |
| Q4 2024 | $1.41B | $1.74B | 18.60% | 0.78% | 0.02% |
| Q1 2025 | $1.41B | $1.75B | 18.12% | 0.86% | 0.02% |
| Q2 2025 | $1.44B | $1.76B | 17.76% | 0.81% | 0.02% |
| Q3 2025 | $1.44B | $1.78B | 17.39% | 0.80% | 0.02% |
| Q4 2025 | $1.42B | $1.77B | 17.19% | 0.77% | 0.02% |
| Q1 2026 | $1.39B | $1.77B | 15.52% | 0.65% | 0.02% |
| Q2 2026 | $1.41B | $1.75B | 15.29% | 0.66% | 0.02% |
Marquette Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Marquette Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marquette Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16250) · FFIEC NIC profile (RSSD 716833)