Marquette Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense fell 3.7% in Q2 2026 to $5.4M, the biggest move on this page. Marquette Bank ranks 254th of 323 Illinois banks on net interest margin, in the lower half at 3.21% (Q2 2026). Marquette Bank reported 3.21% on net interest margin for Q2 2026, 0.50 points below the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.32% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.14% |
| Cost of interest-bearing deposits | 1.28% |
| Cost of interest-bearing liabilities | 1.38% |
| Cost of borrowings | 2.35% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.21% |
| Yield to cost spread | 2.94% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $16.9M |
| Total interest expense | $5.4M |
| Interest expense on deposits | $4.6M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 3.84% | 1.30% | 2.58% |
| Q4 2023 | 3.91% | 1.51% | 2.44% |
| Q1 2024 | 3.93% | 1.56% | 2.41% |
| Q2 2024 | 4.03% | 1.60% | 2.47% |
| Q3 2024 | 4.08% | 1.73% | 2.40% |
| Q4 2024 | 4.08% | 1.69% | 2.44% |
| Q1 2025 | 4.05% | 1.54% | 2.56% |
| Q2 2025 | 4.14% | 1.48% | 2.69% |
| Q3 2025 | 4.22% | 1.42% | 2.83% |
| Q4 2025 | 4.22% | 1.35% | 2.91% |
| Q1 2026 | 4.21% | 1.16% | 3.08% |
| Q2 2026 | 4.32% | 1.14% | 3.21% |
Marquette Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Marquette Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marquette Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16250) · FFIEC NIC profile (RSSD 716833)