Maxwell State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 27.1% in Q2 2026, from $6.2M to $7.9M. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Maxwell State Bank is 188th of 225 on loan-to-deposit ratio, 61.67% as of Q2 2026. Maxwell State Bank reported 61.67% on loan-to-deposit ratio for Q2 2026, 5.65 points below the 67.32% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $14.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 61.67% |
| Net loans and leases to deposits | 60.91% |
| Loans and leases to core deposits | 66.23% |
| Core deposits to total deposits | 93.12% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 30.05% | 97.43% | $0 | $78K |
| Q4 2023 | 35.32% | 92.75% | $0 | $62K |
| Q1 2024 | 35.96% | 90.43% | $0 | $45K |
| Q2 2024 | 38.05% | 91.95% | $0 | $28K |
| Q3 2024 | 36.51% | 91.86% | $0 | $0 |
| Q4 2024 | 33.53% | 91.26% | $0 | $0 |
| Q1 2025 | 35.22% | 91.55% | $0 | $0 |
| Q2 2025 | 33.48% | 91.88% | $0 | $0 |
| Q3 2025 | 39.78% | 91.92% | $0 | $0 |
| Q4 2025 | 37.61% | 92.20% | $0 | $0 |
| Q1 2026 | 59.11% | 92.46% | $0 | $0 |
| Q2 2026 | 61.67% | 93.12% | $0 | $0 |
Maxwell State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Maxwell State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Maxwell State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15930) · FFIEC NIC profile (RSSD 694146)