Maxwell State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Maxwell State Bank of Maxwell, IA against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -6.54% | 0.85% | -7.39% | 2nd bottom |
| ROAE | -48.86% | 5.23% | -54.09% | 2nd bottom |
| Net Interest Margin | 3.74% | 3.94% | -0.20% | 42nd below |
| Efficiency Ratio | 203.55% | 76.13% | +127.42% | 2nd bottom |
| PPNR / Avg Assets | -3.89% | — | — | 0th bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.25% | 5.42% | -0.17% | 52nd above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.61% | 1.69% | -0.08% | 47th below |
| Net Interest Spread | 3.21% | — | — | 45th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 1.03% | 1.23% | -0.20% | 35th below |
| NPA / Total Assets | 0.54% | — | — | 34th below |
| NCO / Avg Loans | -0.40% | 0.11% | -0.51% | 97th top |
| ACL / Total Loans | 1.24% | — | — | 49th below |
| ACL / NPLs (Coverage) | 119.77% | — | — | 47th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.66% | 7.23% | -3.57% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 22.06% | 25.12% | -3.06% | 50th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 22.06% | 25.12% | -3.06% | 50th above |
| Total Capital Ratio | 23.06% | — | — | 50th above |
| Leverage Ratio | 15.45% | 14.13% | +1.32% | 67th above |
| Equity / Assets | 14.17% | 13.07% | +1.10% | 62nd above |
| TCE / Tangible Assets | 14.17% | — | — | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 61.67% | 68.58% | -6.91% | 58th above |
| Core Deposit Ratio | 93.12% | 88.79% | +4.33% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 19.63% | — | — | 95th top |
| Loan Growth (Y/Y) | 111.02% | — | — | 99th top |
| Deposit Growth (Y/Y) | 14.56% | — | — | 93rd top |
See Maxwell State Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Maxwell State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Maxwell State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Maxwell State Bank peer analysis.