Branch Network
Merchants National Bank Locations & Branches Hillsboro, Ohio
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Merchants National Bank operates 17 branches from its headquarters in Hillsboro, OH, .
Merchants National Bank branch network
All 17 branches are in OHIO, across 12 cities. Hillsboro, OH has the most of its branches, 3. Its largest office by deposits is the Washington Court House Branch office in Washington Court House, OH, with $193.6M (17.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Merchants National Bank at a glance
Its CET1 capital ratio was 12.00% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $1.27B
- CET1 ratio, Q2 2026
- 12.00%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1879
Full financial profile · Is Merchants National Bank safe? · Merchants National Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Hillsboro, OH (3 branches) | 2 of 8 | 8.6% | $371.9M |
| State: OH (17 branches) | 36 of 184 | 0.2% | $1.11B |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
Merchants National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Highland, OH (5 branches) | 2 of 9 | 9.9% | $445.6M | $4.51B |
| Fayette, OH (1 branch) | 1 of 8 | 29.6% | $193.6M | $654.0M |
| Hocking, OH (2 branches) | 2 of 5 | 29.4% | $144.7M | $492.5M |
| Madison, OH (1 branch) | 2 of 9 | 15.4% | $99.8M | $650.4M |
| Brown, OH (2 branches) | 5 of 6 | 10.0% | $74.8M | $750.7M |
| Clinton, OH (2 branches) | 8 of 11 | 5.0% | $47.1M | $939.4M |
| Clermont, OH (1 branch) | 16 of 18 | 0.8% | $39.7M | $4.71B |
| Union, OH (1 branch) | 6 of 8 | 2.0% | $27.3M | $1.36B |
| Athens, OH (1 branch) | 7 of 7 | 2.1% | $18.4M | $899.0M |
| Clark, OH (1 branch) | 10 of 11 | 0.8% | $16.4M | $2.08B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Columbus, OH (4 branches) | 24 of 53 | 0.2% | $271.8M | $124.59B |
| Washington Court House, OH (1 branch) | 1 of 8 | 29.6% | $193.6M | $654.0M |
| Cincinnati, OH-KY-IN (3 branches) | 36 of 55 | <0.1% | $114.5M | $187.51B |
| Wilmington, OH (2 branches) | 8 of 11 | 5.0% | $47.1M | $939.4M |
| Athens, OH (1 branch) | 7 of 7 | 2.1% | $18.4M | $899.0M |
| Springfield, OH (1 branch) | 10 of 11 | 0.8% | $16.4M | $2.08B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Washington Court House Branch | Washington Court House, OH | 43160 | $193.6M |
| The Merchants National Bank | Hillsboro, OH | 45133 | $148.8M |
| Beech Street Branch | Hillsboro, OH | 45133 | $130.2M |
| The Citizens Bank of Logan Ohio Branch | Logan, OH | 43138 | $116.4M |
| London Branch | London, OH | 43140 | $99.8M |
| Highland Plaza Branch | Hillsboro, OH | 45133 | $93.0M |
| Georgetown Branch Office | Georgetown, OH | 45121 | $46.7M |
| Greenfield Branch | Greenfield, OH | 45123 | $40.5M |
| Batavia Branch | Batavia, OH | 45103 | $39.7M |
| 104 Jefferson Street Branch | Greenfield, OH | 45123 | $33.2M |
| Wilmington Rombach Branch | Wilmington, OH | 45177 | $28.6M |
| Primmer Road Branch | Logan, OH | 43138 | $28.2M |
| Mt. Orab Branch | Mount Orab, OH | 45154 | $28.1M |
| City Gate Branch | Marysville, OH | 43040 | $27.3M |
| Stimson Ave Office Branch | Athens, OH | 45701 | $18.4M |
| Wilmington Wayne Branch | Wilmington, OH | 45177 | $18.4M |
| Springfield Branch | Springfield, OH | 45505 | $16.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6605) · FFIEC NIC profile (RSSD 701222)