Merchants State Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Merchants State Bank routing number?

The Merchants State Bank routing number is 091402277. It is the primary ABA routing transit number registered to Merchants State Bank, headquartered in Freeman, SD. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Merchants State Bank wire routing number?

This page lists 091402277, the primary routing number registered to Merchants State Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Merchants State Bank before sending a wire.

Is ABA number 091402277 the routing number for Merchants State Bank?

Yes. ABA number 091402277 is the primary routing number registered to Merchants State Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 091402277?

Routing number 091402277 belongs to Merchants State Bank, headquartered in Freeman, SD. It is the bank's primary ABA routing number (FDIC certificate 1125).

Routing numbers of similar-size institutions in South Dakota

Credit union, Sioux Falls, SD

Service First Federal Credit Union: 291479903

Credit union, Sioux Falls, SD

Bluestone Federal Credit Union: 291479929

Credit union, Sturgis, SD

Northern Hills Federal Credit Union: 291479301

Bank, Herreid, SD

Campbell County Bank: 091409018

Credit union, Aberdeen, SD

Area Federal Credit Union: 291479178

Credit union, Ellsworth Afb, SD

Sentinel Federal Credit Union: 291479291

Bank, Miller, SD

Quoin Financial Bank: 091401142

Bank, Dakota Dunes, SD

Security National Bank of South Dakota: 091409610

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