Bank call report · Effingham, IL
Midland States Bank Call Report
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Midland States Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 604 reported line items, schedule by schedule (829 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 773247 |
| FDIC certificate number | 1040 |
| Total assets | $6.69B |
Official Q2 2026 call report PDF (FFIEC) →
Midland States Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · Midland States Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $6.69B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $6.69B |
| Total Liabilities and Minority Interest | RCON2948 | $6.08B |
| Total Deposits | RCON2200 | $5.72B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $4.70B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $4.24B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $4.18B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.65B |
| Deposits: Noninterest-bearing | RCON6631 | $1.02B |
| Surplus | RCON3839 | $715.8M |
| Total Equity Capital | RCON3210 | $612.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $612.8M |
| Other Assets | RCON2160 | $435.7M |
| Other Borrowed Money | RCON3190 | $272.5M |
| Interest-bearing Balances | RCON0071 | $240.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $82.9M |
| Other Liabilities, Total | RCON2930 | $77.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$67.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $62.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $57.8M |
| Undivided Profits and Capital Reserves | RCON3632 | -$35.4M |
| Intangible Assets | RCON2143 | $26.7M |
| Loans and Leases Held for Sale | RCON5369 | $8.9M |
| Goodwill | RCON3163 | $7.9M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $7.6M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $3.9M |
| Federal Funds Sold | RCONB987 | $503K |
| Common Stock | RCON3230 | $400K |
| Other Real Estate Owned | RCON2150 | $356K |
Schedule RI: Income Statement (56 items)
About Schedule RI · Midland States Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $174.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $131.9M |
| Net Interest Income | RIAD4074 | $119.7M |
| Total Noninterest Expense | RIAD4093 | $101.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $76.5M |
| Total Interest Expense | RIAD4073 | $54.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $52.4M |
| Salaries and Employee Benefits | RIAD4135 | $52.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $52.2M |
| Total Noninterest Income | RIAD4079 | $47.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $40.2M |
| Net Income (Loss) | RIAD4340 | $40.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $40.2M |
| Other Noninterest Expense | RIAD4092 | $38.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $33.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $31.4M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $19.8M |
| Other Noninterest Income | RIADB497 | $19.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $17.6M |
| Provision for Loan and Lease Losses | RIAD4230 | $12.5M |
| Applicable Income Taxes | RIAD4302 | $12.3M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $11.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $10.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $9.1M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $9.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $8.8M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $6.8M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $5.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $4.5M |
| Interest on Other Securities | RIAD4060 | $4.4M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $3.3M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $3.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.2M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $2.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.8M |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$1.7M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $1.4M |
| Income from Lease Financing Receivables | RIAD4065 | $1.3M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.3M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $1.3M |
| Other Interest Income | RIAD4518 | $1.1M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $1.0M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $726K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $558K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $473K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $450K |
| Net Servicing Fees | RIADB492 | $365K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $298K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $260K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $174K |
| Net Securitization Income | RIADB493 | $75K |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | -$34K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $15K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $14K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$9K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 782 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $298.2M |
| Balances Due from Federal Reserve Banks | RCON0090 | $237.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $28.5M |
| Currency and Coin | RCON0080 | $21.7M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $10.8M |
Schedule RC-B: Securities (40 items)
About Schedule RC-B · Midland States Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $230.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $222.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $390.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $360.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $371.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $366.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $94.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $92.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.74B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $764.4M |
| Pledged Securities | RCON0416 | $659.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $534.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $368.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $329.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $133.8M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $84.6M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $84.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $82.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $75.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $71.4M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $42.7M |
| Amortized Cost of Structured Notes | RCON8782 | $42.7M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $41.8M |
| Fair Value of Structured Notes | RCON8783 | $41.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $37.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $37.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $31.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $28.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $24.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $23.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $23.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $23.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $22.9M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $19.2M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $19.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $12.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $8.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $3.8M |
| Unallocated portfolio layer fair value hedge basis adjustments | RCONMG95 | -$818K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $1K |
Schedule RC-C, Part I: Loans and Leases (48 items)
About Schedule RC-C, Part I · Midland States Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $4.25B |
| Pledged Loans and Leases | RCONG378 | $2.61B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.75B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.27B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $990.6M |
| Commercial and Industrial Loans | RCON1766 | $842.3M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $842.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $801.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $772.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $690.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $592.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $520.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $381.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $346.7M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $279.2M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $227.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $173.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $108.8M |
| Other Loans | RCONJ464 | $64.3M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $63.9M |
| Real Estate Loans Secured by Farmland | RCON1420 | $61.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $59.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $54.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $50.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $46.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $39.2M |
| All Other Lease Financing Receivables | RCONF163 | $37.1M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $37.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $34.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $33.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $29.1M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $27.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $23.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $19.7M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $16.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $13.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $12.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $12.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans | RCONK159 | $9.0M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $8.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $5.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties | RCONK160 | $5.1M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $984K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $973K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $934K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $404K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $99K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $37K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $149.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $138.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $20.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $13.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $12.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $12.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $9.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $7.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $7.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $5.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $2.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.8M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 396 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 323 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 273 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 188 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 142 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 119 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 94 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 80 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 64 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 58 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 50 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 35 |
Schedule RC-E: Deposit Liabilities (38 items)
About Schedule RC-E · Midland States Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $3.12B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $2.80B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $2.60B |
| Total Demand Deposits (See Note Below) | RCON2210 | $2.58B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $2.52B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.24B |
| Total reciprocal deposits | RCONJH83 | $864.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $843.0M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $683.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $683.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $640.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $616.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $534.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $479.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $359.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $351.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $351.2M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $296.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $271.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $226.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $208.1M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $140.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $133.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $118.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $94.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $80.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $63.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $61.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $57.4M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $26.5M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $25.0M |
| Total Brokered Deposits | RCON2365 | $25.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $15.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $13.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $12.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $12.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $10.5M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $1K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $205.4M |
| Other Assets | RCON2168 | $117.0M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $47.4M |
| Net Deferred Tax Assets | RCON2148 | $41.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $30.7M |
| Accrued Interest Receivable | RCONB556 | $23.7M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $13.3M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $4.1M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $41.7M |
| All Other Liabilities | RCON2938 | $28.3M |
| Deferred Compensation Liabilities | RCONC011 | $10.5M |
| Operating lease liabilities | RCONLB56 | $8.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $4.6M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $3.2M |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · Midland States Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $6.61B |
| Quarterly Average of Total Loans | RCON3360 | $4.24B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.54B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.99B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.79B |
| Mortgage-backed Securities | RCONB559 | $1.44B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $812.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $597.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $409.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $284.4M |
| All Other Securities | RCONB560 | $236.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $134.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $107.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $69.3M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $40.6M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $39.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $31.3M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $7.6M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $842K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (28 items)
About Schedule RC-L · Midland States Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $14.7M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Not Recognized as a Guarantee for Regulatory Capital Purposes | RCONG405 | $7.6M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG410 | $14.7M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG416 | $7.6M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $677.3M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $370.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $317.4M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $290.0M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $264.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $137.2M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $122.0M |
| Unused Commitments - Credit Card Lines | RCON3815 | $122.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $74.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $73.5M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $57.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $25.4M |
| Performance Standby Letters of Credit | RCON3821 | $23.4M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $14.7M |
| Interest Rate Forward Contracts | RCON8697 | $9.7M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $7.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $7.3M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $6.9M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $3.5M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $1.9M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $230K |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $230K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $6K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $4K |
Schedule RC-M: Memoranda (16 items)
About Schedule RC-M · Midland States Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Structured Advances | RCONF059 | $150.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $125.0M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $50.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $50.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $50.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $44.2M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $33.0M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $20.3M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $14.5M |
| Mortgage Servicing Assets | RCON3164 | $11.0M |
| All other intangible assets | RCONJF76 | $7.8M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $3.5M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $356K |
| Outstanding balance of PPP loans | RCONLG27 | $2K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (41 items)
About Schedule RC-N · Midland States Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $57.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $18.6M |
| Additions to Nonaccrual Assets | RCONC410 | $15.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $12.2M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $11.1M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $11.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $9.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $8.0M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $7.9M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $6.7M |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $3.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $3.4M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $3.4M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $3.0M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $2.8M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $2.5M |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $1.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Other Construction Loans and All Land Development and Other Land Loans-nonaccrual | RCONK110 | $1.6M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $1.6M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $1.1M |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $962K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $641K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $641K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $615K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $613K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $514K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $499K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $301K |
| All Other Loans - Nonaccrual | RCON5461 | $234K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $234K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $191K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $182K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $108K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $103K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $93K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $72K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $72K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $38K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $32K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $20K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $11K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · Midland States Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of Over One Year Through Three Years | RCONG466 | $14.5M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $6.61B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $5.75B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $3.66B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.03B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.30B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $663.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $60.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $3.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 186,685 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 4,058 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2,286 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 8 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $31.7M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $28.0M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $8.9M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $603K |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $113K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $8.9M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $8.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.68B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $1.67B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.66B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $1.65B |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $17.2M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $13.6M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 3 Fair Value Measurements | RCONG550 | $13.6M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $13.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $13.6M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $8.9M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $8.6M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $3.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $3.9M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $3.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $3.5M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $3.5M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $1.9M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $1.9M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $1.9M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $1.9M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $1.9M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $1.9M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Midland States Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (26 items)
About Schedule RC-R, Part I · Midland States Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $6.61B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $6.60B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $4.90B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $726.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $716.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $665.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $665.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $665.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $612.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$67.9M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$67.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $61.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $61.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $61.3M |
| Retained Earnings | RCOAKW00 | -$35.4M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $15.4M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $7.0M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $6.2M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $2.2M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$826K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1484 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1359 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1359 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1008 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0684 |
Schedule RC-R, Part II: Risk-Weighted Assets (82 items)
About Schedule RC-R, Part II · Midland States Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $4.90B |
| Total Risk-weighted Assets | RCONG641 | $4.90B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $4.30B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $4.30B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $4.10B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $3.76B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $3.54B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.66B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.21B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.21B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $989.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $983.5M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $973.8M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $690.5M |
| Total All Other Assets | RCOND981 | $545.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $469.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $462.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $462.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $422.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $380.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $377.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $348.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $298.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $259.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $242.7M |
| Unconditionally Cancellable Commitments | RCONS540 | $236.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $231.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $222.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $193.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $172.2M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$136.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $111.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $109.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$91.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $86.3M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $84.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $69.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $69.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $56.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $56.6M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $56.2M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $56.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $50.5M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $46.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $43.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $39.3M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $28.3M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $28.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $23.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCONS592 | $22.4M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $18.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $17.6M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $17.4M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $17.4M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $17.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $12.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $11.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $11.7M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $11.3M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $11.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $11.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $10.6M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $8.9M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $7.9M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $7.6M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $7.6M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $7.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $7.3M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $7.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $7.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $6.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $6.2M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $3.5M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $2.7M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $2.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $2.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $1.6M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $503K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $503K |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $380K |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $380K |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $159K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $1.47B |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - All Other Loans | RCONB711 | $1.18B |
| Past Due Loan Amounts Included in Item 1: 30-89 Days All Other Loans | RCONB739 | $1.1M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - All Other Loans | RCONB796 | $805K |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: All Other Loans | RCONB803 | $805K |
Schedule RC-T: Fiduciary and Related Services (40 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $3.32B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $1.76B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $964.4M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $716.0M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $458.1M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $455.8M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $413.8M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $234.3M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $117.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $114.4M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $62.7M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $56.7M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $29.1M |
| Income from Fiduciary Activities | RIAD4070 | $15.7M |
| Personal Trust and Agency Accounts | RIADB904 | $9.3M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $3.1M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $2.1M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $2.0M |
| Other Retirement Accounts | RIADB907 | $1.9M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $1.1M |
| Employee Benefit-defined Contribution | RIADB905 | $902K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $307K |
| Custody and Safekeeping Accounts | RIADB909 | $133K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $9K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 4,313 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 1,522 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 1,495 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 1,492 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 1,181 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 232 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 105 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 101 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 97 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 75 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 72 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 45 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 14 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 10 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 3 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $612.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $610.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $610.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $30.0M |
| Other Comprehensive Income | RIADB511 | -$7.6M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (21 items)
About Schedule RI-B, Part I · Midland States Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $20.9M |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $9.7M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $5.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $3.0M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.7M |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $1.1M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $1.1M |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $627K |
| Recoveries on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3589 | $383K |
| Charge-offs on All Other Loans | RIAD4644 | $364K |
| Recoveries on Lease Financing Receivables | RIAD4267 | $245K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $138K |
| Recoveries on All Other Loans | RIAD4628 | $104K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $73K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $68K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $59K |
| Recoveries on Automobile Loans | RIADK133 | $55K |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $35K |
| Charge-offs on Automobile Loans | RIADK129 | $23K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $6K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Midland States Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $69.2M |
| Allowance for Loan and Lease Losses | RIAD3123 | $62.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $20.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$690K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $4.24B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $2.24B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $1.29B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $405.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $243.8M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $68.5M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $62.5M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $25.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $24.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $6.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $3.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $2.0M |
Schedule RI-E: Explanations (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $14.0M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $8.6M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $6.4M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $6.3M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $4.2M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | -$1.8M |
Midland States Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Midland States Bank call report?
The Midland States Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Midland States Bank file?
Midland States Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Midland States Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Midland States Bank has Federal Reserve RSSD ID 773247 and FDIC certificate number 1040. Either one finds its filings on the FFIEC Central Data Repository.
How often does Midland States Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Midland States Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 1040) · FFIEC NIC profile (RSSD 773247)