Millennium Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Millennium Bank of Des Plaines, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.35% | -0.77% | 15th bottom |
| ROAE | 5.97% | 12.06% | -6.09% | 17th bottom |
| Net Interest Margin | 3.05% | 3.90% | -0.85% | 11th bottom |
| Efficiency Ratio | 69.19% | 63.15% | +6.04% | 30th below |
| PPNR / Avg Assets | 1.03% | 1.64% | -0.61% | 22nd bottom |
| Yield on Earning Assets | 6.20% | 5.65% | +0.55% | 77th top |
| Cost of Funds | 3.40% | 1.84% | +1.56% | 2nd bottom |
| Net Interest Spread | 2.66% | 3.35% | -0.69% | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 4.64% | 0.92% | +3.72% | 3rd bottom |
| NPA / Total Assets | 3.86% | 0.67% | +3.19% | 2nd bottom |
| NCO / Avg Loans | 0.21% | 0.15% | +0.06% | 12th bottom |
| ACL / Total Loans | 1.54% | 1.28% | +0.26% | 81st top |
| ACL / NPLs (Coverage) | 33.15% | 1645.82% | -1612.67% | 4th bottom |
| Texas Ratio | 37.12% | 7.14% | +29.98% | 2nd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 237.47% | 1189.78% | -952.31% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.41% | 12.46% | -3.05% | 20th bottom |
| Equity / Assets | 9.40% | 11.67% | -2.27% | 34th below |
| TCE / Tangible Assets | 9.20% | 11.40% | -2.20% | 34th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.30% | 78.64% | +17.66% | 16th bottom |
| Core Deposit Ratio | 72.59% | 87.10% | -14.51% | 7th bottom |
| Wholesale Funding Ratio | 7.11% | 5.11% | +2.00% | 25th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.78% | 6.48% | -4.70% | 31st below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.30% | 7.64% | -1.34% | 56th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.09% | 6.02% | -0.93% | 58th above |
See Millennium Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Millennium Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Millennium Bank profile, how to read a UBPR, or how this data updates.