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Minnesota First Credit and Savings, Incorporated Locations & Branches Rochester, Minnesota
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Minnesota First Credit and Savings, Incorporated operates 4 branches from its headquarters in Rochester, MN, .
Minnesota First Credit and Savings, Incorporated branch network
All 4 branches are in MINNESOTA, across 4 cities. Its largest office by deposits is its main office in Rochester, MN, with $18.5M (74.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Minnesota First Credit and Savings, Incorporated at a glance
Its CET1 capital ratio was 19.92% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $29.9M
- CET1 ratio, Q2 2026
- 19.92%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1956
Full financial profile · Is Minnesota First Credit and Savings, Incorporated safe? · Minnesota First Credit and Savings, Incorporated call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Rochester, MN (1 branch) | 17 of 17 | 0.4% | $18.5M |
| State: MN (4 branches) | 271 of 277 | <0.1% | $24.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
Minnesota First Credit and Savings, Incorporated's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Olmsted, MN (1 branch) | 19 of 19 | 0.3% | $18.5M | $5.54B |
| Steele, MN (1 branch) | 12 of 12 | 0.4% | $3.5M | $957.6M |
| Goodhue, MN (1 branch) | 12 of 12 | 0.1% | $1.6M | $1.45B |
| Winona, MN (1 branch) | 9 of 9 | <0.1% | $1.4M | $1.51B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Rochester, MN (1 branch) | 34 of 34 | 0.2% | $18.5M | $7.58B |
| Owatonna, MN (1 branch) | 12 of 12 | 0.4% | $3.5M | $957.6M |
| Red Wing, MN (1 branch) | 12 of 12 | 0.1% | $1.6M | $1.45B |
| Winona, MN (1 branch) | 9 of 9 | <0.1% | $1.4M | $1.51B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Minnesota First Credit and Savings, Incorporated (main office) | Rochester, MN | 55901 | $18.5M |
| Owatonna Branch | Owatonna, MN | 55060 | $3.5M |
| Red Wing Branch | Red Wing, MN | 55066 | $1.6M |
| Winona Branch | Winona, MN | 55987 | $1.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 26755) · FFIEC NIC profile (RSSD 821559)