Skip to main content

Lists · Deposits by metro area

Winona, MN Metro Area Bank Deposit Market Share

Merchants Bank, N.A. holds the largest share of deposits in the Winona, MN metro area, 47.2%, followed by WNB Financial, N.A. (21.1%) and Wells Fargo Bank, N.A. (11.3%). 9 institutions hold $1.51B at 15 offices as of June 30, 2026, up 3.7% from 2025.

Institutions: 9 Offices: 15 Deposits: $1.51B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Merchants Bank, N.A. (0.92 points); WNB Financial, N.A. (0.57 points); Minnwest Bank (0.44 points).

Lost: Old National Bank (-2.51 points); Peoples State Bank of Plainview (-0.11 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Merchants Bank, N.A. 4 $712.2M 47.21% +0.92 pts 5.7%
2 WNB Financial, N.A. 3 $318.3M 21.10% +0.57 pts 6.5%
3 Wells Fargo Bank, N.A. 1 $170.3M 11.29% +0.34 pts 6.9%
4 Old National Bank 2 $135.5M 8.98% -2.51 pts -19.0%
5 Minnwest Bank 1 $56.8M 3.76% +0.44 pts 17.5%
6 Peoples State Bank of Plainview 1 $56.5M 3.74% -0.11 pts 0.6%
7 Alerus Financial, N.A. 1 $32.2M 2.13% +0.04 pts 5.6%
8 Oakwood Bank 1 $25.5M 1.69% +0.34 pts 30.1%
9 Minnesota First Credit and Savings, Incorporated 1 $1.4M 0.09% -0.04 pts -27.4%

About this list

Deposits are those held at each institution's offices in Winona, MN (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Winona County, MN

Statewide deposits

Minnesota

Largest metro areas

New York-Newark-Jersey City, NY-NJ-PASalt Lake City, UTSioux Falls, SDDallas-Fort Worth-Arlington, TXPhiladelphia-Camden-Wilmington, PA-NJ-DE-MDLos Angeles-Long Beach-Anaheim, CAChicago-Naperville-Elgin, IL-IN-WIBoston-Cambridge-Newton, MA-NHSan Francisco-Oakland-Berkeley, CACharlotte-Concord-Gastonia, NC-SCHouston-The Woodlands-Sugar Land, TXMiami-Fort Lauderdale-Pompano Beach, FLWashington-Arlington-Alexandria, DC-VA-MD-WVAtlanta-Sandy Springs-Alpharetta, GAMinneapolis-St. Paul-Bloomington, MN-WIPittsburgh, PAPhoenix-Mesa-Chandler, AZCincinnati, OH-KY-INDetroit-Warren-Dearborn, MISan Jose-Sunnyvale-Santa Clara, CASan Antonio-New Braunfels, TXSeattle-Tacoma-Bellevue, WASt. Louis, MO-ILSan Diego-Chula Vista-Carlsbad, CACleveland-Elyria, OHTampa-St. Petersburg-Clearwater, FLColumbus, OHJacksonville, FLDenver-Aurora-Lakewood, CORaleigh-Cary, NCNashville-Davidson-Murfreesboro-Franklin, TNBaltimore-Columbia-Towson, MDKansas City, MO-KSSacramento-Roseville-Folsom, CALas Vegas-Henderson-Paradise, NVIndianapolis-Carmel-Anderson, INSalisbury, MD-DEMilwaukee-Waukesha, WIRiverside-San Bernardino-Ontario, CASan Juan-Bayamon-Caguas, PR

More lists and rankings

Oldest banks De novo banks Largest credit unions Deposits by state Deposits by metro area Largest savings banks S corporation banks Industrial loan companies Non-depository trust companies Credit card banks Publicly traded banks Foreign bank branches New holding companies Largest banks by assets Bank failures Bank mergers All rankings

Open any institution for its full financials, trends and peer benchmarks. Free, no card required.

Start free, no card required

Explore more: deposits by state · deposits by metro area · all rankings